ZIP 35674 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 35674 (Colbert County, Alabama) at a moderate 31/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (79/100), FEMA disaster exposure (78/100), flood (NFIP) exposure (68/100). On the structural side it scores 68/100, with 7/100 of stress already active. Property-level stress concentrates in structural risk (68/100), construction/permit lag (59/100), institutional ownership (58/100). mortgage stress (24/100) stay muted.

Prices here sit in a expansion phase: values rose 8.4% over the trailing year, and 27% higher over three years (phase confidence 90/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $56,960, below the U.S. median near $78,000. 71% of housing is owner-occupied. The ZIP holds roughly 8,635 housing units. About 23% have a four-year degree. About 20,475 people live here, median age 39. On demographic stress specifically, 35674 scores 30/100. Around 34% of renters are cost-burdened. The vacancy rate is 10.2%. Roughly 15.5% live below the poverty line. Home values center near $183,100, an affordability ratio of 3.1× — accessible.

Overall, 35674 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 35674's 31/100 can be lined up against any neighbor in Colbert County, Alabama or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 35674, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 35674 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. In workflow terms, 35674 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.