ZIP 35674 Property Distress & Foreclosure Data

Colbert County, Alabama's ZIP 35674 registers 32/100 composite distress, which DLRadar reads as moderate. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (79/100), flood (NFIP) exposure (69/100). On the structural side it scores 70/100, with 7/100 of stress already active. The most distinctive pressure shows up in structural risk (70/100), construction/permit lag (63/100), institutional ownership (60/100). mortgage stress (24/100) stay muted.

Prices here sit in a peak phase: values rose 4.7% over the trailing year, and 27% higher over three years (phase confidence 48/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $56,960, median income runs below typical U.S. levels. 71% of housing is owner-occupied. The ZIP holds roughly 8,635 housing units. Around 23% of adults hold a bachelor's degree or higher. 20,475 residents call 35674 home, typically aged 39. The demographic-stress sub-score lands at 30/100. Around 34% of renters are cost-burdened. The vacancy rate is 10.2%. The poverty rate is 15.5%. The typical home is worth about $183,100 (3.1× income, relatively affordable).

Overall, 35674 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.