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ZIP 35674 Foreclosure, Tax-Lien & Distress Report

Colbert County, Alabama · Affordable market

DLRadar grades ZIP 35674 (Colbert County, Alabama) at a moderate 31/100 for overall property distress. Climate and flood risk are elevated too — FEMA disaster exposure (87/100), climate & FEMA risk (79/100), flood (NFIP) exposure (69/100). On the structural side it scores 68/100, with 7/100 of stress already active. Property-level stress concentrates in structural risk (68/100), institutional ownership (56/100), construction/permit lag (56/100). mortgage stress (24/100) stay muted.

Prices here sit in a expansion phase: values rose 8.4% over the trailing year, and 27% higher over three years (phase confidence 90/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $56,960, below the U.S. median near $78,000. 71% of housing is owner-occupied. The ZIP holds roughly 8,635 housing units. About 23% have a four-year degree. About 20,475 people live here, median age 39. On demographic stress specifically, 35674 scores 30/100. Around 34% of renters are cost-burdened. The vacancy rate is 10.2%. Roughly 15.5% live below the poverty line. Home values center near $183,100, an affordability ratio of 3.1× — accessible.

Overall, 35674 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Because one deterministic model scores every ZIP, 35674's 31/100 can be lined up against any neighbor in Colbert County, Alabama or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 35674, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 35674 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. In workflow terms, 35674 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.

31/100
Composite stress
68/100
Structural risk
7/100
Distress activity

ZIP 35674 distress signals, scored

Foreclosure activity0
Mortgage stress24
Climate / FEMA risk79
9 further dimensions of distress are measured for this ZIP

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

Snapshot: 35674 by the numbers

Current distress, phase, housing and lender-pressure figures for 35674, drawn from the same report attached to each property.

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Neighbouring ZIPs in Colbert County

Nearest ZIP codes to 35674

By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.

Explore related distress reports

More ZIP, county and state distress intelligence connected to Colbert County, Alabama.

Open the complete 35674 acquisition file

Pull every distressed parcel in 35674 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.

Deterministic scoring, sourced entirely from public data · methodology

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