ZIP 35616 Property Distress & Foreclosure Data

ZIP code 35616 in Colbert County, Alabama carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (70/100), construction/permit lag (63/100), institutional ownership (60/100). On the quiet end sit mortgage stress (24/100). Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (79/100), flood (NFIP) exposure (69/100)). On the structural side it scores 70/100, with 7/100 of stress already active.

The peak-phase market in 35616 posted values that rose 4.7% over the year, and 8% higher over three years (phase confidence 48/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 27.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 13% have a four-year degree. Households earn a median $47,083 — below the roughly $78,000 national figure. Around 63% of renters are cost-burdened. The tenure split is 73% owner-occupied to 27% rented. A median home runs $100,500 here, or 2.0 times local income. The ZIP holds roughly 2,043 housing units. On demographic stress specifically, 35616 scores 35/100. Population is roughly 3,681 with a median age of 45. The vacancy rate is 20.6% — elevated.

On the whole, 35616 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.