ZIP 35582 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 35582 (Franklin County, Alabama) lands at 27/100 — low on DLRadar's public-record scoring. Its heaviest discrete signals: construction/permit lag (91/100), structural risk (58/100), institutional ownership (43/100). mortgage stress (19/100) stay muted. Environmental exposure also runs high (FEMA disaster exposure (78/100), climate & FEMA risk (62/100)). The latent-versus-live split is 58/100 structural and 6/100 already moving.

The market reads peak — home values rose 3.2% year on year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 30/100. The vacancy rate is 15.9% — elevated. There are about 2,170 housing units across 35582. Around 23% of adults hold a bachelor's degree or higher. At $40,147, median income runs below typical U.S. levels. About 4,507 people live here, median age 47. Rent burden reaches 25% of tenant households. Home values center near $117,900, an affordability ratio of 2.8× — accessible. The poverty rate is 22.0% — high, a tax-stress and distress correlate. The tenure split is 67% owner-occupied to 33% rented.

On the whole, 35582 leans distressed, with opportunity clustered in specific stressed parcels. 35582 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Whether 35582 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 35582 can be compared directly against any other ZIP in Franklin County, Alabama or nationwide. The score is rebuilt from public data as it updates, so 35582 reflects the current record instead of a stale or modeled snapshot.

Behind 35582's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 35582 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.