Franklin County, AL: Foreclosures, Tax Liens & Distressed Properties

Franklin County, AL, Alabama: 10 ZIP codes scored, Franklin County, AL averaging 27/100 (low, Franklin, AL), from 26 to 30. Franklin County, AL is in its peak phase (Franklin, AL confidence 22/100): Franklin, AL home prices up 3.2% (Franklin, AL) over twelve months. Franklin County, AL lender headwind: 64/100.

Highest-scoring Franklin County, AL ZIPs: 35674 (30/100), 35564 (27/100), 35565 (27/100), 35571 (27/100), 35581 (27/100), 35593 (27/100). Also scored in Franklin County, AL: 35582, 35585, 35653, 35654.

Across Franklin County, AL's scored ZIPs: median home value $130,760, household income $52,027, 19.1% vacancy, 19.3% poverty, 76% owner-occupied, median age 39.3.

Franklin County, AL insurance distress 44/100 (#1,248 in the US); FEMA hazard 87/100 for Franklin, AL; 3 federal disaster declarations in Franklin County, AL since 2023 (3 hurricane); Franklin, AL construction distress 91/100.

5 banks with 16 branches lend in Franklin County, AL; Franklin, AL weighted bank stress 71/100, highest 87/100 in Franklin, AL.

Franklin County, AL unemployment 3.5% (Franklin, AL +0.4 pts, six months); 9 new housing units permitted in Franklin County, AL over twelve months, Franklin, AL down 44% from 16; Franklin, AL home prices +10.3% a year (Franklin, AL) over three years.

14,002 housing units in Franklin County, AL; 3,274 Franklin, AL renter households; 28% of Franklin, AL renters spend 30%+ of income on rent, 13% (Franklin, AL) half or more.

Franklin County, AL ranks #359 nationally on the opportunity index (Franklin, AL, among all ranked counties); Franklin, AL scores 34.3/100 and Franklin, AL sits #13 inside Alabama. Franklin, AL is in the peak_opportunity opportunity phase; Franklin, AL's primary driver is vacancy, Franklin, AL second driver construction; Franklin, AL moved up 99 places. 5 short-sale listings across Franklin, AL; 82 days on market observed in Franklin, AL; 17.2% vacancy over 10 Franklin, AL ZIPs.

No CFPB county sample covers Franklin County, AL. The non-metro area reading for Franklin, AL: 1.6% ninety-plus days late; Franklin, AL's thirty-to-eighty-nine share is 4.7% (Franklin, AL, December 2025 data); Alabama overall 1.1%.

Franklin County, AL has 5 watched banks; 5 Franklin, AL banks sit in an elevated band. Franklin, AL footprints: Cb&S Bank Inc (6 branches, stress 87) in Franklin, AL; Bank Independent (3 branches, stress 77) in Franklin, AL; Community Spirit Bank (3 branches, stress 70) in Franklin, AL.

HUD lists 3 assisted multifamily properties in Franklin County, AL with 185 units; 136 Franklin, AL units are assisted, 3 Franklin, AL properties under project-based Section 8.

2,048 of the 14,002 housing units in Franklin, AL sit vacant. Franklin County, AL permitted 0 multifamily units in twelve months; Franklin, AL's one-to-four unit structures added 9 units in Franklin County, AL.