Franklin County, AL: Home-Insurance Distress & Forced-Sale Pressure
Franklin County, AL: 44/100 (moderate) home-insurance distress; Franklin, AL band MEDIUM; Franklin, AL #1,248 of 3,222 counties; Franklin, AL #52 of 67 in Alabama; raw Franklin, AL 52.0; Franklin, AL coverage multiplier 0.85.
FEMA hazard, Franklin, AL: 87/100; Franklin, AL declarations, three years: 3; Franklin, AL perils: 3 hurricane; Franklin, AL five-year count 3 (severity 4.5); Franklin, AL ten-year 3; hazard-weighted, Franklin, AL: 15.0.
Declared incidents on the Franklin, AL record: 2024 Hurricane 2 (Franklin, AL).
NFIP claims, Franklin, AL, three years: none; Franklin, AL claim-stress 0/100.
Franklin, AL monthly score fell, 43 (March 2026) to 37 (October 2026); Franklin, AL by month: March 43, April 43, May 40, June 40 (Franklin, AL), July 39, August 40, September 45, October 37.
Franklin, AL components: climate 73; Franklin, AL retreat index 37; Franklin, AL climate multiplier 0.85.
Construction distress, Franklin, AL: 91/100 as of August 2026 (Franklin, AL: 92/100 one-to-four unit, 0/100 multifamily).
Franklin, AL ZIPs, June 2026 (Franklin, AL, 10 highest): score 0 (Franklin, AL), climate 79 (Franklin, AL): 35674; score 0 (Franklin, AL), climate 65 (Franklin, AL): 35653; score 0 (Franklin, AL), climate 63 (Franklin, AL): 35654; score 0 (Franklin, AL), climate 62 (Franklin, AL): 35564, 35571, 35581, 35582, Franklin, AL 35585, 35593; score 0 (Franklin, AL), climate 57 (Franklin, AL): 35565.
DLRadar rescores Franklin, AL monthly; Franklin, AL readings join Franklin, AL foreclosure, lien and ownership parcels (Franklin, AL), so cost-squeezed Franklin, AL owners surface before listing.
Inside Alabama, Franklin County ranks 52nd of 67 counties for home-insurance distress at 44/100; Fayette County (44/100) sits just above Franklin County, and Geneva County (44/100) sits just below Franklin County.
Deterministic. Every Franklin County, AL signal traces to a public Franklin dataset (FEMA, NFIP, Census for Franklin, AL) · how insurance distress works in Franklin, AL · methodology
FAQ: Franklin County, AL insurance distress
What is the Franklin County, AL home-insurance-distress score?
Franklin, AL: 44/100 (MEDIUM), #1,248 of 3,222, #52 in Alabama. FEMA hazard, Franklin, AL: 87/100; NFIP stress, Franklin, AL: 0/100; construction, Franklin, AL: 91/100; Franklin, AL rescores monthly.
Is Franklin County insurance distress getting better or worse (AL)?
Franklin, AL: 43 in March 2026; Franklin, AL: 37 in October 2026 (better); Franklin, AL climate component 73.
Which Franklin County ZIP codes carry the most insurance distress (AL)?
Franklin, AL, June 2026: 35674 at 0, 35653 at 0, 35654 at 0, 35564 at 0; Franklin, AL climate scores there: 79, 65, 63, 62.
Why does Franklin, AL insurance distress create sellers?
A Franklin, AL premium outruns the Franklin, AL budget; a carrier leaves Franklin, AL; Franklin, AL carrying cost passes plan; Franklin, AL owners sell while current; Franklin, AL insurance distress leads Franklin, AL foreclosure data.