ZIP 35581 Foreclosure, Tax-Lien & Distress Report

ZIP 35581's composite property-distress score is 28/100 - DLRadar classes that as low for Franklin County, Alabama. Structural risk reads 60/100 against active distress of 6/100. It additionally carries heavy environmental risk: FEMA disaster exposure (78/100), climate & FEMA risk (62/100). The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (60/100), institutional ownership (43/100). By contrast, mortgage stress (19/100) register low.

The market reads peak — home values rose 3.4% year on year, and 33% higher over three years, at 21/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 2,499 housing units. The typical home is worth about $104,800 (2.2× income, relatively affordable). About 10% have a four-year degree. Vacancy runs 16.3%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 76% owner-occupied to 24% rented. Roughly 17.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $47,633 — below the roughly $78,000 national figure. The demographic-stress sub-score lands at 27/100. About 6,271 people live here, median age 38. Rent burden reaches 18% of tenant households.

On the whole, 35581 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 35581 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 35581 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Franklin County, Alabama and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 35581 shows blanks, not estimates, wherever the record is sparse.

The 28/100 for 35581 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 35581 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.