ZIP 35581 Property Distress & Foreclosure Data

In Franklin County, Alabama, ZIP 35581 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 43 and live distress 6 on the 0–100 scale. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (62/100). Its standout signals are institutional ownership (45/100), structural risk (43/100), construction/permit lag (29/100). construction/permit lag (29/100) and mortgage stress (19/100) stay muted.

Prices here sit in a peak phase: values rose 3.6% over the trailing year, and 33% higher over three years, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 2,499 housing units across 35581. The typical home is worth about $104,800 (2.2× income, relatively affordable). Around 10% of adults hold a bachelor's degree or higher. Vacancy runs 16.3%, above the national norm and a classic distress-and-opportunity signal. 76% of housing is owner-occupied. The poverty rate is 17.7% — high, a tax-stress and distress correlate. At $47,633, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 27/100. 6,271 residents call 35581 home, typically aged 38. Rent burden reaches 18% of tenant households.

Taken together, 35581 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.