Franklin County, AL Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Franklin County, Alabama? DLRadar grades every Franklin County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Franklin County breakdown.
- Franklin County's most distressed ZIP is 35674 at 31/100.
- 10 ZIP codes tracked in Franklin County, averaging 28/100 distress.
- Franklin County reads peak — home values up 3.2% year over year.
- Vacancy runs 19.1% across Franklin County's tracked ZIPs, with a 19.3% poverty rate.
- The typical Franklin County home is worth about $130,760 against a ~$52,027 median income.
- Lending headwind in Franklin County sits at 64/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 35674 | 31/100 |
| 2 | 35564 | 28/100 |
| 3 | 35565 | 28/100 |
| 4 | 35571 | 28/100 |
| 5 | 35581 | 28/100 |
| 6 | 35593 | 28/100 |
| 7 | 35582 | 27/100 |
| 8 | 35585 | 27/100 |
| 9 | 35653 | 26/100 |
| 10 | 35654 | 26/100 |
Most distressed ZIP codes in Franklin County (composite distress 0-100, 2026)
What is driving Franklin County distress
The Franklin County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 28/100 ZIP average. No proprietary or modelled inputs enter the score.
Franklin County market phase and pricing
The cycle in Franklin County is peak, with values up 3.2% year over year. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Franklin County
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Common questions
Which ZIP code leads Franklin County on distress?
ZIP 35674 leads Franklin County at 31/100, recomputed monthly from public records.
What market phase is Franklin County in?
Franklin County reads peak, with home prices up 3.2% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Franklin County scores?
Franklin County draws on FHFA (peak trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 10 ZIPs are comparable to anywhere else.
How much do distress scores vary between Franklin County ZIP codes?
The county figure is a blend, not a description. Across the Franklin County ZIPs DLRadar ranks, scores run from 31/100 in 35674 down to 26/100 in 35654, against a Franklin County average of 28/100. The 5-point range is the argument for ZIP-level search across Franklin County.
What do Franklin County home values and vacancy say about distressed supply?
The typical Franklin County home carries about $130,760 of value against a median household income near $52,027. Vacancy across Franklin County's tracked ZIPs runs 19.1% and the poverty rate is 19.3%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Franklin County's foreclosure and tax-lien record and its 64/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.