ZIP 35661 Property Distress & Foreclosure Data

ZIP code 35661 in Colbert County, Alabama carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (70/100), construction/permit lag (63/100), institutional ownership (60/100). On the quiet end sit mortgage stress (24/100). The latent-versus-live split is 70/100 structural and 7/100 already moving. Environmental exposure also runs high (FEMA disaster exposure (83/100), climate & FEMA risk (79/100), flood (NFIP) exposure (69/100)).

The peak-phase market in 35661 posted values that rose 4.7% over the year, and 18% higher over three years (phase confidence 48/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 11.9% — elevated. Roughly 13.0% live below the poverty line. About 24% have a four-year degree. The ZIP holds roughly 9,054 housing units. Households earn a median $66,726 — below the roughly $78,000 national figure. On demographic stress specifically, 35661 scores 27/100. A median home runs $191,800 here, or 2.8 times local income. The tenure split is 73% owner-occupied to 27% rented. Around 26% of renters are cost-burdened. Population is roughly 18,957 with a median age of 41.

On balance 35661 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.