ZIP 35661 Foreclosure, Tax-Lien & Distress Report

In Colbert County, Alabama, ZIP 35661 scores 31 of 100 for composite distress, a moderate level on DLRadar's distress index. The pressure is most legible in structural risk (68/100), institutional ownership (56/100), construction/permit lag (56/100). On the quiet end sit mortgage stress (24/100). The latent-versus-live split is 68/100 structural and 7/100 already moving. Climate and flood risk are elevated too — FEMA disaster exposure (83/100), climate & FEMA risk (79/100), flood (NFIP) exposure (69/100).

Prices here sit in a expansion phase: values rose 8.4% over the trailing year, and 18% higher over three years (phase confidence 90/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 11.9%, above the national norm and a classic distress-and-opportunity signal. The poverty rate is 13.0%. About 24% have a four-year degree. There are about 9,054 housing units across 35661. Median household income is $66,726, below the U.S. median near $78,000. On demographic stress specifically, 35661 scores 27/100. A median home runs $191,800 here, or 2.8 times local income. Owners hold 73% of homes, renters 27%. Rent burden reaches 26% of tenant households. 18,957 residents call 35661 home, typically aged 41.

On balance 35661 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 35661 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 35661's 31/100 can be lined up against any neighbor in Colbert County, Alabama or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 35661 shows blanks, not estimates, wherever the record is sparse.

The 31/100 for 35661 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 35661 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.