First Jackson Bank Inc (FDIC #23376): Bank Stress & Real-Estate Credit Exposure
First Jackson Bank Inc (FDIC Cert #23376): bank stress 37/100, contained, STABLE over 7 days; parent 1ST JACKSON BANCSHARES INC.
First Jackson Bank Inc (#23376) lends in 3 counties across 2 states; First Jackson Bank Inc (#23376) reaches 57 ZIP codes: Alabama 2 counties, 45 ZIPs; Tennessee 1 county, 12 ZIPs.
First Jackson Bank Inc (#23376) largest markets: Madison County, AL (25 branches, 25 ZIPs) (#23376), Jackson County, AL (110 branches, 22 ZIPs) (#23376), Marion County, TN (12 branches, 12 ZIPs) (#23376).
First Jackson Bank Inc (#23376) reports $444.3 million in total assets; First Jackson Bank Inc (#23376) equity $63.2 million (14.2% of First Jackson Bank Inc (#23376) assets); First Jackson Bank Inc (#23376) domestic deposits $359.2 million; First Jackson Bank Inc (#23376) net income $4.3 million; First Jackson Bank Inc (#23376) return on assets 1.93%; First Jackson Bank Inc (#23376) return on equity 13.94%; First Jackson Bank Inc (#23376) net interest income $8.3 million; First Jackson Bank Inc (#23376) call report June 30, 2026.
First Jackson Bank Inc (#23376) noncurrent real-estate loans: none reported; First Jackson Bank Inc (#23376) net charge-offs on real estate 0.06%; First Jackson Bank Inc (#23376) residential charge-offs 0.11%.
First Jackson Bank Inc (#23376) net interest margin 3.93% against an eight-quarter First Jackson Bank Inc (#23376) average of 3.62% (First Jackson Bank Inc (#23376) compression -0.32 points); First Jackson Bank Inc (#23376) non-residential real estate 11.0% of equity; First Jackson Bank Inc (#23376) rate-exposure score 40/100, First Jackson Bank Inc (#23376) fixed-rate trap 40/100; First Jackson Bank Inc (#23376) risk type rate trapped; First Jackson Bank Inc (#23376) rate regime rates elevated, First Jackson Bank Inc (#23376) snapshot October 20, 2026.
First Jackson Bank Inc (#23376) stress score moved from 36.8 on June 22, 2026 to 37.2 on October 20, 2026; First Jackson Bank Inc (#23376) ranged 36.8 to 37.2 over 117 snapshots.
First Jackson Bank Inc (#23376) alerts: 3 counties; top First Jackson Bank Inc (#23376) alert scores: Owens Cross Roads County, AL 17 (low); South Pittsburg County, AL 17 (low); Stevenson County, AL 17 (low).