Valley National Bank (FDIC #9396): Bank Stress & Real-Estate Credit Exposure
Valley National Bank (FDIC Cert #9396): bank stress 60/100, elevated, STABLE over 7 days; parent VALLEY NATIONAL BCORP.
Valley National Bank (#9396) lends in 43 counties across 6 states; Valley National Bank (#9396) reaches 2,052 ZIP codes: Florida 15 counties, 570 ZIPs; New Jersey 11 counties, 372 ZIPs; New York 7 counties, 442 ZIPs; Alabama 7 counties, 155 ZIPs; California 2 counties, 335 ZIPs; Illinois 1 county, 178 ZIPs.
Valley National Bank (#9396) largest markets: Los Angeles County, CA (608 branches, 304 ZIPs) (#9396), Cook County, IL (178 branches, 178 ZIPs) (#9396), Suffolk County, NY (436 branches, 109 ZIPs) (#9396), Miami Dade County, FL (405 branches, 81 ZIPs) (#9396), Westchester County, NY (468 branches, 78 ZIPs) (#9396), New York County, NY (700 branches, 70 ZIPs) (#9396).
Valley National Bank (#9396) reports $66.23 billion in total assets; Valley National Bank (#9396) equity $8.38 billion (12.7% of Valley National Bank (#9396) assets); Valley National Bank (#9396) domestic deposits $54.34 billion; Valley National Bank (#9396) net income $349.4 million; Valley National Bank (#9396) return on assets 1.08%; Valley National Bank (#9396) return on equity 8.45%; Valley National Bank (#9396) net interest income $977.7 million; Valley National Bank (#9396) call report June 30, 2026.
Valley National Bank (#9396) noncurrent real-estate loans 0.14% of its book; Valley National Bank (#9396) multifamily 0.22%; Valley National Bank (#9396) residential 0.17%; Valley National Bank (#9396) net charge-offs on real estate 0.88%; Valley National Bank (#9396) multifamily charge-offs 0.74%; Valley National Bank (#9396) residential charge-offs 1.03%.
Valley National Bank (#9396) net interest margin 3.30% against an eight-quarter Valley National Bank (#9396) average of 3.12% (Valley National Bank (#9396) compression -0.18 points); Valley National Bank (#9396) real-estate loans 13.7% of equity; Valley National Bank (#9396) non-residential real estate 103.3% of equity; Valley National Bank (#9396) rate-exposure score 50/100, Valley National Bank (#9396) fixed-rate trap 50/100; Valley National Bank (#9396) risk type credit driven; Valley National Bank (#9396) rate regime rates elevated, Valley National Bank (#9396) snapshot October 19, 2026.
Valley National Bank (#9396) stress score moved from 58 on June 22, 2026 to 59.6 on October 19, 2026; Valley National Bank (#9396) ranged 58 to 59.6 over 116 snapshots.
Valley National Bank (#9396) alerts: 40 counties; top Valley National Bank (#9396) alert scores: Auburn County, NJ 22 (low); Birmingham County, NJ 22 (low); Brooklyn County, NJ 22 (low); Chicago County, NJ 22 (low); Dadeville County, NJ 22 (low).