Capital City Bank (FDIC #9622): Bank Stress & Real-Estate Credit Exposure
Capital City Bank (FDIC Cert #9622): bank stress 54/100, moderate, STABLE over 7 days; parent CAPITAL CITY BANK GROUP INC (CCBG).
Capital City Bank (#9622) lends in 29 counties across 3 states; Capital City Bank (#9622) reaches 292 ZIP codes: Florida 21 counties, 183 ZIPs; Georgia 7 counties, 100 ZIPs; Alabama 1 county, 10 ZIPs.
Capital City Bank (#9622) largest markets: Gwinnett County, GA (52 branches, 26 ZIPs) (#9622), Cobb County, GA (50 branches, 25 ZIPs) (#9622), Alachua County, FL (192 branches, 24 ZIPs) (#9622), Citrus County, FL (51 branches, 17 ZIPs) (#9622), Putnam County, FL (34 branches, 17 ZIPs) (#9622), Bay County, FL (48 branches, 16 ZIPs) (#9622).
Capital City Bank (#9622) reports $4.45 billion in total assets; Capital City Bank (#9622) equity $527.4 million (11.9% of Capital City Bank (#9622) assets); Capital City Bank (#9622) domestic deposits $3.82 billion; Capital City Bank (#9622) net income $33.6 million; Capital City Bank (#9622) return on assets 1.52%; Capital City Bank (#9622) return on equity 12.85%; Capital City Bank (#9622) net interest income $87.7 million; Capital City Bank (#9622) call report June 30, 2026.
Capital City Bank (#9622) noncurrent real-estate loans: none reported; Capital City Bank (#9622) residential -0.01%; Capital City Bank (#9622) net charge-offs on real estate 0.37%; Capital City Bank (#9622) residential charge-offs 0.21%.
Capital City Bank (#9622) net interest margin 4.33% against an eight-quarter Capital City Bank (#9622) average of 4.26% (Capital City Bank (#9622) compression -0.07 points); Capital City Bank (#9622) non-residential real estate 21.3% of equity; Capital City Bank (#9622) rate-exposure score 40/100, Capital City Bank (#9622) fixed-rate trap 40/100; Capital City Bank (#9622) risk type credit driven; Capital City Bank (#9622) rate regime rates elevated; Capital City Bank (#9622) shares 6.6% below the 52-week high, Capital City Bank (#9622) equity trend stable, Capital City Bank (#9622) snapshot October 19, 2026.
Capital City Bank (#9622) stress score moved from 53 on June 22, 2026 to 53.7 on October 19, 2026; Capital City Bank (#9622) ranged 53 to 53.7 over 116 snapshots.
Capital City Bank (#9622) alerts: 29 counties; top Capital City Bank (#9622) alert scores: Madison County, FL 41 (moderate); Branford County, FL 19 (low); Cairo County, FL 19 (low); Chipley County, FL 19 (low); Crawfordville County, FL 19 (low).