First American Bank&Trust Co (FDIC #16858): Bank Stress & Real-Estate Credit Exposure
First American Bank&Trust Co (FDIC Cert #16858): bank stress 40/100, contained, STABLE over 7 days; parent FIRST AMERICAN BCORP.
First American Bank&Trust Co (#16858) lends in 5 counties across 1 state; First American Bank&Trust Co (#16858) reaches 50 ZIP codes: Georgia 5 counties, 50 ZIPs.
First American Bank&Trust Co (#16858) largest markets: Gwinnett County, GA (26 branches, 26 ZIPs) (#16858), Clarke County, GA (27 branches, 9 ZIPs) (#16858), Rabun County, GA (9 branches, 9 ZIPs) (#16858), Barrow County, GA (8 branches, 8 ZIPs) (#16858), Oconee County, GA (8 branches, 8 ZIPs) (#16858).
First American Bank&Trust Co (#16858) reports $901.9 million in total assets; First American Bank&Trust Co (#16858) equity $117.5 million (13.0% of First American Bank&Trust Co (#16858) assets); First American Bank&Trust Co (#16858) domestic deposits $753.2 million; First American Bank&Trust Co (#16858) net income $8.7 million; First American Bank&Trust Co (#16858) return on assets 1.98%; First American Bank&Trust Co (#16858) return on equity 15.19%; First American Bank&Trust Co (#16858) net interest income $19.4 million; First American Bank&Trust Co (#16858) call report June 30, 2026.
First American Bank&Trust Co (#16858) noncurrent real-estate loans: none reported; First American Bank&Trust Co (#16858) net charge-offs on real estate 0.00%.
First American Bank&Trust Co (#16858) net interest margin 4.64% against an eight-quarter First American Bank&Trust Co (#16858) average of 4.35% (First American Bank&Trust Co (#16858) compression -0.29 points); First American Bank&Trust Co (#16858) rate-exposure score 40/100, First American Bank&Trust Co (#16858) fixed-rate trap 40/100; First American Bank&Trust Co (#16858) risk type credit driven; First American Bank&Trust Co (#16858) rate regime rates elevated, First American Bank&Trust Co (#16858) snapshot October 19, 2026.
First American Bank&Trust Co (#16858) stress score moved from 41 on June 22, 2026 to 40.3 on October 19, 2026; First American Bank&Trust Co (#16858) ranged 40.3 to 41 over 116 snapshots.
First American Bank&Trust Co (#16858) alerts: 5 counties; top First American Bank&Trust Co (#16858) alert scores: Clayton County, GA 32 (low); Athens County, GA 15 (low); Lawrenceville County, GA 15 (low); Watkinsville County, GA 15 (low); Winder County, GA 15 (low).