East West Bank (FDIC #31628): Bank Stress & Real-Estate Credit Exposure
East West Bank (FDIC Cert #31628): bank stress 56/100, moderate, STABLE over 7 days; parent EAST WEST BCORP INC.
East West Bank (#31628) lends in 23 counties across 7 states; East West Bank (#31628) reaches 1,623 ZIP codes: California 9 counties, 832 ZIPs; Texas 4 counties, 293 ZIPs; New York 3 counties, 176 ZIPs; Georgia 3 counties, 82 ZIPs; Massachusetts 2 counties, 76 ZIPs; Washington 1 county, 89 ZIPs.
East West Bank (#31628) largest markets: Los Angeles County, CA (11,248 branches, 304 ZIPs) (#31628), Harris County, TX (1,001 branches, 143 ZIPs) (#31628), San Diego County, CA (116 branches, 116 ZIPs) (#31628), San Bernardino County, CA (300 branches, 100 ZIPs) (#31628), Dallas County, TX (190 branches, 95 ZIPs) (#31628), Orange County, CA (460 branches, 92 ZIPs) (#31628).
East West Bank (#31628) reports $84.32 billion in total assets; East West Bank (#31628) equity $8.31 billion (9.9% of East West Bank (#31628) assets); East West Bank (#31628) domestic deposits $66.18 billion; East West Bank (#31628) net income $728.3 million; East West Bank (#31628) return on assets 1.77%; East West Bank (#31628) return on equity 17.70%; East West Bank (#31628) net interest income $1.36 billion; East West Bank (#31628) call report June 30, 2026.
East West Bank (#31628) noncurrent real-estate loans 0.04% of its book; East West Bank (#31628) commercial real estate -0.01%; East West Bank (#31628) residential 0.08%; East West Bank (#31628) net charge-offs on real estate 0.41%; East West Bank (#31628) multifamily charge-offs 0.01%; East West Bank (#31628) residential charge-offs 0.46%.
East West Bank (#31628) net interest margin 3.47% against an eight-quarter East West Bank (#31628) average of 3.40% (East West Bank (#31628) compression -0.07 points); East West Bank (#31628) real-estate loans 4.1% of equity; East West Bank (#31628) non-residential real estate 46.0% of equity; East West Bank (#31628) rate-exposure score 50/100, East West Bank (#31628) fixed-rate trap 50/100; East West Bank (#31628) risk type credit driven; East West Bank (#31628) rate regime rates elevated, East West Bank (#31628) snapshot October 19, 2026.
East West Bank (#31628) stress score moved from 53.9 on June 22, 2026 to 55.6 on October 19, 2026; East West Bank (#31628) ranged 53.9 to 55.6 over 116 snapshots.
East West Bank (#31628) alerts: 22 counties; top East West Bank (#31628) alert scores: San Francisco County, CA 41 (moderate); San Mateo County, CA 40 (moderate); San Diego County, CA 39 (moderate); Sacramento County, CA 38 (moderate); Atlanta County, CA 20 (low).