Massachusetts Bank Stress by County

Massachusetts currently reads elevated, above the national norm on bank stress, averaging 63/100 across its counties, ranking #10 nationally. It is a measure of how much room local lenders have left. Less room means failed refinances, stalled construction credit and distress arriving months later.

Franklin County tops the Massachusetts table at 72/100 ahead of Hampshire County. See every Massachusetts county below, sorted by lender pressure.

The Massachusetts readings are recomputed on every FDIC cycle, not carried forward between updates.

4 counties clear 65 on the scale and one reaches 99/100 -- the Massachusetts markets most exposed to a credit pullback.

In Massachusetts, the lender signal is aligned with parcel-level foreclosure, lien and ownership data, so credit pressure and physical distress can be read on one timeline rather than guessed at separately.

The acquisition angle: stressed Massachusetts lenders mean frozen construction credit, failed refinances, and owners pushed to sell. That is what makes it an early indicator rather than a lagging one.

Every bank operating in Massachusetts is scored from FDIC financials and weighted by branch footprint across the state 14 counties.

With Massachusetts elevated, above the national norm, the useful move is to rank counties by lender strain and work down from the top.

Every county in the country gets the same FDIC-derived score, wired to real foreclosure and ownership records. That gives Massachusetts buyers an early, auditable read on supply, each number from public federal data.