Dedham Inst For Svg (FDIC #23620): Bank Stress & Real-Estate Credit Exposure

Dedham Inst For Svg (FDIC Cert #23620): bank stress 69/100, elevated, STABLE over 7 days; parent CHARLESBRIDGE MHC.

Dedham Inst For Svg (#23620) lends in 3 counties across 1 state; Dedham Inst For Svg (#23620) reaches 157 ZIP codes: Massachusetts 3 counties, 157 ZIPs.

Dedham Inst For Svg (#23620) largest markets: Middlesex County, MA (83 branches, 83 ZIPs) (#23620), Norfolk County, MA (533 branches, 41 ZIPs) (#23620), Suffolk County, MA (39 branches, 39 ZIPs) (#23620).

Dedham Inst For Svg (#23620) reports $2.60 billion in total assets; Dedham Inst For Svg (#23620) equity $290.6 million (11.2% of Dedham Inst For Svg (#23620) assets); Dedham Inst For Svg (#23620) domestic deposits $2.06 billion; Dedham Inst For Svg (#23620) net income $11.4 million; Dedham Inst For Svg (#23620) return on assets 0.88%; Dedham Inst For Svg (#23620) return on equity 7.99%; Dedham Inst For Svg (#23620) net interest income $35.9 million; Dedham Inst For Svg (#23620) call report June 30, 2026.

Dedham Inst For Svg (#23620) noncurrent real-estate loans: none reported; Dedham Inst For Svg (#23620) net charge-offs on real estate 1.22%; Dedham Inst For Svg (#23620) residential charge-offs 1.16%.

Dedham Inst For Svg (#23620) net interest margin 2.89% against an eight-quarter Dedham Inst For Svg (#23620) average of 2.65% (Dedham Inst For Svg (#23620) compression -0.24 points); Dedham Inst For Svg (#23620) non-residential real estate 116.5% of equity; Dedham Inst For Svg (#23620) rate-exposure score 40/100, Dedham Inst For Svg (#23620) fixed-rate trap 40/100; Dedham Inst For Svg (#23620) risk type credit driven; Dedham Inst For Svg (#23620) rate regime rates elevated, Dedham Inst For Svg (#23620) snapshot October 20, 2026.

Dedham Inst For Svg (#23620) stress score moved from 79 on June 22, 2026 to 68.8 on October 20, 2026; Dedham Inst For Svg (#23620) ranged 68.8 to 79 over 117 snapshots.

Dedham Inst For Svg (#23620) alerts: 3 counties; top Dedham Inst For Svg (#23620) alert scores: Bedford County, MA 23 (low); South Boston County, MA 23 (low); Westwood County, MA 23 (low).