Bluestone Bank (FDIC #90169): Bank Stress & Real-Estate Credit Exposure

Bluestone Bank (FDIC Cert #90169): bank stress 91/100, severe, STABLE over 7 days; parent BLUESTONE FINANCIAL MHC.

Bluestone Bank (#90169) lends in 3 counties across 1 state; Bluestone Bank (#90169) reaches 113 ZIP codes: Massachusetts 3 counties, 113 ZIPs.

Bluestone Bank (#90169) largest markets: Norfolk County, MA (41 branches, 41 ZIPs) (#90169), Bristol County, MA (144 branches, 36 ZIPs) (#90169), Plymouth County, MA (216 branches, 36 ZIPs) (#90169).

Bluestone Bank (#90169) reports $1.62 billion in total assets; Bluestone Bank (#90169) equity $131.8 million (8.1% of Bluestone Bank (#90169) assets); Bluestone Bank (#90169) domestic deposits $1.32 billion; Bluestone Bank (#90169) net income $2.4 million; Bluestone Bank (#90169) return on assets 0.30%; Bluestone Bank (#90169) return on equity 3.75%; Bluestone Bank (#90169) net interest income $18.7 million; Bluestone Bank (#90169) call report June 30, 2026.

Bluestone Bank (#90169) noncurrent real-estate loans: none reported; Bluestone Bank (#90169) net charge-offs on real estate 1.13%; Bluestone Bank (#90169) residential charge-offs 1.32%.

Bluestone Bank (#90169) net interest margin 2.43% against an eight-quarter Bluestone Bank (#90169) average of 2.32% (Bluestone Bank (#90169) compression -0.11 points); Bluestone Bank (#90169) non-residential real estate 132.0% of equity; Bluestone Bank (#90169) rate-exposure score 40/100, Bluestone Bank (#90169) fixed-rate trap 40/100; Bluestone Bank (#90169) risk type credit driven; Bluestone Bank (#90169) rate regime rates elevated, Bluestone Bank (#90169) snapshot October 19, 2026.

Bluestone Bank (#90169) stress score moved from 94 on June 22, 2026 to 91 on October 19, 2026; Bluestone Bank (#90169) ranged 91 to 94 over 116 snapshots.

Bluestone Bank (#90169) alerts: 3 counties; top Bluestone Bank (#90169) alert scores: Plainville County, MA 29 (low); Taunton County, MA 29 (low); West Bridgewater County, MA 29 (low).