Cape Cod Five Cents Sb (FDIC #23287): Bank Stress & Real-Estate Credit Exposure
Cape Cod Five Cents Sb (FDIC Cert #23287): bank stress 74/100, elevated, STABLE over 7 days; parent MUTUAL BCORP.
Cape Cod Five Cents Sb (#23287) lends in 4 counties across 1 state; Cape Cod Five Cents Sb (#23287) reaches 92 ZIP codes: Massachusetts 4 counties, 92 ZIPs.
Cape Cod Five Cents Sb (#23287) largest markets: Barnstable County, MA (816 branches, 48 ZIPs) (#23287), Plymouth County, MA (108 branches, 36 ZIPs) (#23287), Dukes County, MA (7 branches, 7 ZIPs) (#23287), Nantucket County, MA (6 branches, 3 ZIPs) (#23287).
Cape Cod Five Cents Sb (#23287) reports $5.62 billion in total assets; Cape Cod Five Cents Sb (#23287) equity $595.9 million (10.6% of Cape Cod Five Cents Sb (#23287) assets); Cape Cod Five Cents Sb (#23287) domestic deposits $4.56 billion; Cape Cod Five Cents Sb (#23287) net income $20.5 million; Cape Cod Five Cents Sb (#23287) return on assets 0.74%; Cape Cod Five Cents Sb (#23287) return on equity 7.00%; Cape Cod Five Cents Sb (#23287) net interest income $71.8 million; Cape Cod Five Cents Sb (#23287) call report June 30, 2026.
Cape Cod Five Cents Sb (#23287) noncurrent real-estate loans: none reported; Cape Cod Five Cents Sb (#23287) net charge-offs on real estate 0.48%; Cape Cod Five Cents Sb (#23287) residential charge-offs 0.08%.
Cape Cod Five Cents Sb (#23287) net interest margin 2.78% against an eight-quarter Cape Cod Five Cents Sb (#23287) average of 2.58% (Cape Cod Five Cents Sb (#23287) compression -0.20 points); Cape Cod Five Cents Sb (#23287) non-residential real estate 8.0% of equity; Cape Cod Five Cents Sb (#23287) rate-exposure score 40/100, Cape Cod Five Cents Sb (#23287) fixed-rate trap 40/100; Cape Cod Five Cents Sb (#23287) risk type credit driven; Cape Cod Five Cents Sb (#23287) rate regime rates elevated, Cape Cod Five Cents Sb (#23287) snapshot October 19, 2026.
Cape Cod Five Cents Sb (#23287) stress score moved from 72.2 on June 22, 2026 to 73.6 on October 19, 2026; Cape Cod Five Cents Sb (#23287) ranged 72.2 to 73.6 over 116 snapshots.
Cape Cod Five Cents Sb (#23287) alerts: 4 counties; top Cape Cod Five Cents Sb (#23287) alert scores: Nantucket County, MA 41 (moderate); Vineyard Haven County, MA 24 (low); Wareham County, MA 24 (low); Wellfleet County, MA 24 (low).