Webster Bank National Assn (FDIC #18221): Bank Stress & Real-Estate Credit Exposure
Webster Bank National Assn (FDIC Cert #18221): bank stress 61/100, elevated, STABLE over 7 days; parent WEBSTER FINANCIAL CORP (WBS).
Webster Bank National Assn (#18221) lends in 19 counties across 3 states; Webster Bank National Assn (#18221) reaches 845 ZIP codes: New York 11 counties, 637 ZIPs; Massachusetts 4 counties, 148 ZIPs; Rhode Island 4 counties, 61 ZIPs.
Webster Bank National Assn (#18221) largest markets: Suffolk County, NY (1,526 branches, 109 ZIPs) (#18221), Westchester County, NY (780 branches, 78 ZIPs) (#18221), New York County, NY (70 branches, 70 ZIPs) (#18221), Nassau County, NY (1,330 branches, 70 ZIPs) (#18221), Queens County, NY (680 branches, 68 ZIPs) (#18221), Ulster County, NY (63 branches, 63 ZIPs) (#18221).
Webster Bank National Assn (#18221) reports $85.90 billion in total assets; Webster Bank National Assn (#18221) equity $9.78 billion (11.4% of Webster Bank National Assn (#18221) assets); Webster Bank National Assn (#18221) domestic deposits $70.67 billion; Webster Bank National Assn (#18221) net income $527.1 million; Webster Bank National Assn (#18221) return on assets 1.24%; Webster Bank National Assn (#18221) return on equity 10.82%; Webster Bank National Assn (#18221) net interest income $1.28 billion; Webster Bank National Assn (#18221) call report June 30, 2026.
Webster Bank National Assn (#18221) noncurrent real-estate loans 0.19% of its book; Webster Bank National Assn (#18221) multifamily 0.11%; Webster Bank National Assn (#18221) residential 0.39%; Webster Bank National Assn (#18221) net charge-offs on real estate 0.67%; Webster Bank National Assn (#18221) commercial charge-offs 2.19%; Webster Bank National Assn (#18221) multifamily charge-offs 0.49%; Webster Bank National Assn (#18221) residential charge-offs 1.15%.
Webster Bank National Assn (#18221) net interest margin 3.31% against an eight-quarter Webster Bank National Assn (#18221) average of 3.40% (Webster Bank National Assn (#18221) compression 0.09 points); Webster Bank National Assn (#18221) real-estate loans 19.2% of equity; Webster Bank National Assn (#18221) commercial real estate 219.1% of equity; Webster Bank National Assn (#18221) non-residential real estate 114.6% of equity; Webster Bank National Assn (#18221) rate-exposure score 72/100, Webster Bank National Assn (#18221) fixed-rate trap 72/100; Webster Bank National Assn (#18221) risk type rate trapped; Webster Bank National Assn (#18221) rate regime rates elevated; Webster Bank National Assn (#18221) shares 1.9% below the 52-week high, Webster Bank National Assn (#18221) equity trend strong, Webster Bank National Assn (#18221) snapshot October 19, 2026.
Webster Bank National Assn (#18221) stress score moved from 59.7 on June 22, 2026 to 60.9 on October 20, 2026; Webster Bank National Assn (#18221) ranged 59.7 to 60.9 over 117 snapshots.
Webster Bank National Assn (#18221) alerts: 25 counties; top Webster Bank National Assn (#18221) alert scores: Barrington County, CT 21 (low); Boston County, CT 21 (low); Bronx County, CT 21 (low); Brooklyn County, CT 21 (low); Ellenville County, CT 21 (low).