Rhode Island Bank Stress by County

Lender pressure in Rhode Island is elevated, above the national norm at 60/100 county-average, 23rd of 52. The reading captures pressure on the institutions behind local transactions -- the constraint that shows up as distressed inventory a few quarters on.

Because Rhode Island is rebuilt from each quarter's FDIC data, its #23 national rank and county order shift with real balance-sheet changes, not a fixed point in time.

This matters to buyers because credit is what moves transactions. Stressed Rhode Island lenders mean construction finance dries up, refinances fail, and leveraged owners run out of options. It points at future Rhode Island distress rather than describing current distress.

DLRadar tracks 19 banks operating across 5 Rhode Island counties, scoring each lender from FDIC financials and weighting by local branch footprint.

Bristol County (71/100) leads Rhode Island, with Washington County close behind. The full Rhode Island county ranking sits below, ordered by bank stress with each row linking to its distress detail.

Of Rhode Island tracked counties, 1 sit in high-stress territory, topping out at 92/100.

Read a elevated, above the national norm Rhode Island backdrop as a priority list -- tightest credit first, since those markets break earliest.

DLRadar pairs Rhode Island's bank-stress readings with on-the-ground foreclosure and ownership records, turning an abstract credit score into a list of markets and eventually parcels to work.

The same FDIC-based model runs nationwide, wired to parcel-level foreclosure, lien and ownership data. That gives Rhode Island buyers an early, auditable read on supply, each number from public federal data.