Centreville Bank (FDIC #17764): Bank Stress & Real-Estate Credit Exposure
Centreville Bank (FDIC Cert #17764): bank stress 52/100, moderate, STABLE over 7 days; parent CENTREVILLE MHC.
Centreville Bank (#17764) lends in 5 counties across 1 state; Centreville Bank (#17764) reaches 81 ZIP codes: Rhode Island 5 counties, 81 ZIPs.
Centreville Bank (#17764) largest markets: Providence County, RI (215 branches, 43 ZIPs) (#17764), Washington County, RI (40 branches, 20 ZIPs) (#17764), Kent County, RI (45 branches, 9 ZIPs) (#17764), Newport County, RI (16 branches, 8 ZIPs) (#17764), Bristol County, RI (3 branches, 3 ZIPs) (#17764).
Centreville Bank (#17764) reports $3.15 billion in total assets; Centreville Bank (#17764) equity $430.6 million (13.7% of Centreville Bank (#17764) assets); Centreville Bank (#17764) domestic deposits $2.30 billion; Centreville Bank (#17764) net income $19.9 million; Centreville Bank (#17764) return on assets 1.30%; Centreville Bank (#17764) return on equity 9.50%; Centreville Bank (#17764) net interest income $44.7 million; Centreville Bank (#17764) call report June 30, 2026.
Centreville Bank (#17764) noncurrent real-estate loans: none reported; Centreville Bank (#17764) net charge-offs on real estate 2.11%; Centreville Bank (#17764) residential charge-offs 3.40%.
Centreville Bank (#17764) net interest margin 3.11% against an eight-quarter Centreville Bank (#17764) average of 2.91% (Centreville Bank (#17764) compression -0.20 points); Centreville Bank (#17764) real-estate loans 0.1% of equity; Centreville Bank (#17764) non-residential real estate 340.3% of equity; Centreville Bank (#17764) rate-exposure score 40/100, Centreville Bank (#17764) fixed-rate trap 40/100; Centreville Bank (#17764) risk type credit driven; Centreville Bank (#17764) rate regime rates elevated, Centreville Bank (#17764) snapshot October 19, 2026.
Centreville Bank (#17764) stress score moved from 58.8 on June 22, 2026 to 51.7 on October 20, 2026; Centreville Bank (#17764) ranged 51.7 to 58.8 over 117 snapshots.
Centreville Bank (#17764) alerts: 7 counties; top Centreville Bank (#17764) alert scores: Newport County, RI 32 (low); Providence County, RI 30 (low); North Kingstown County, RI 19 (low); Norwich County, RI 19 (low); Putnam County, RI 19 (low).