Banknewport (FDIC #18129): Bank Stress & Real-Estate Credit Exposure
Banknewport (FDIC Cert #18129): bank stress 78/100, severe, STABLE over 7 days; parent OCEANPOINT FINL PARTNERS MHC.
Banknewport (#18129) lends in 5 counties across 1 state; Banknewport (#18129) reaches 81 ZIP codes: Rhode Island 5 counties, 81 ZIPs.
Banknewport (#18129) largest markets: Providence County, RI (215 branches, 43 ZIPs) (#18129), Washington County, RI (40 branches, 20 ZIPs) (#18129), Kent County, RI (27 branches, 9 ZIPs) (#18129), Newport County, RI (48 branches, 8 ZIPs) (#18129), Bristol County, RI (9 branches, 3 ZIPs) (#18129).
Banknewport (#18129) reports $3.07 billion in total assets; Banknewport (#18129) equity $304.6 million (9.9% of Banknewport (#18129) assets); Banknewport (#18129) domestic deposits $2.45 billion; Banknewport (#18129) net income $9.4 million; Banknewport (#18129) return on assets 0.62%; Banknewport (#18129) return on equity 6.18%; Banknewport (#18129) net interest income $47.5 million; Banknewport (#18129) call report June 30, 2026.
Banknewport (#18129) noncurrent real-estate loans: none reported; Banknewport (#18129) net charge-offs on real estate 0.59%; Banknewport (#18129) multifamily charge-offs 1.22%; Banknewport (#18129) residential charge-offs 0.70%.
Banknewport (#18129) net interest margin 3.26% against an eight-quarter Banknewport (#18129) average of 3.22% (Banknewport (#18129) compression -0.04 points); Banknewport (#18129) non-residential real estate 70.4% of equity; Banknewport (#18129) rate-exposure score 40/100, Banknewport (#18129) fixed-rate trap 40/100; Banknewport (#18129) risk type credit driven; Banknewport (#18129) rate regime rates elevated, Banknewport (#18129) snapshot October 19, 2026.
Banknewport (#18129) stress score moved from 78.2 on June 22, 2026 to 78.4 on October 20, 2026; Banknewport (#18129) ranged 78.2 to 78.4 over 117 snapshots.
Banknewport (#18129) alerts: 5 counties; top Banknewport (#18129) alert scores: Providence County, RI 35 (low); North Kingstown County, RI 24 (low); Tiverton County, RI 24 (low); Warren County, RI 24 (low); Warwick County, RI 24 (low).