Fall River Five Cents Sb (FDIC #23286): Bank Stress & Real-Estate Credit Exposure
Fall River Five Cents Sb (FDIC Cert #23286): bank stress 92/100, severe, STABLE over 7 days; parent BANKFIVE MHC.
Fall River Five Cents Sb (#23286) lends in 2 counties across 2 states; Fall River Five Cents Sb (#23286) reaches 45 ZIP codes: Massachusetts 1 county, 36 ZIPs; Rhode Island 1 county, 9 ZIPs.
Fall River Five Cents Sb (#23286) largest markets: Bristol County, MA (432 branches, 36 ZIPs) (#23286), Kent County, RI (9 branches, 9 ZIPs) (#23286).
Fall River Five Cents Sb (#23286) reports $1.86 billion in total assets; Fall River Five Cents Sb (#23286) equity $138.0 million (7.4% of Fall River Five Cents Sb (#23286) assets); Fall River Five Cents Sb (#23286) domestic deposits $1.38 billion; Fall River Five Cents Sb (#23286) net income $3.7 million; Fall River Five Cents Sb (#23286) return on assets 0.39%; Fall River Five Cents Sb (#23286) return on equity 5.38%; Fall River Five Cents Sb (#23286) net interest income $22.4 million; Fall River Five Cents Sb (#23286) call report June 30, 2026.
Fall River Five Cents Sb (#23286) noncurrent real-estate loans: none reported; Fall River Five Cents Sb (#23286) net charge-offs on real estate 0.70%; Fall River Five Cents Sb (#23286) residential charge-offs 1.36%.
Fall River Five Cents Sb (#23286) net interest margin 2.53% against an eight-quarter Fall River Five Cents Sb (#23286) average of 2.22% (Fall River Five Cents Sb (#23286) compression -0.30 points); Fall River Five Cents Sb (#23286) non-residential real estate 135.7% of equity; Fall River Five Cents Sb (#23286) rate-exposure score 40/100, Fall River Five Cents Sb (#23286) fixed-rate trap 40/100; Fall River Five Cents Sb (#23286) risk type credit driven; Fall River Five Cents Sb (#23286) rate regime rates elevated, Fall River Five Cents Sb (#23286) snapshot October 20, 2026.
Fall River Five Cents Sb (#23286) stress score moved from 93.1 on June 22, 2026 to 91.8 on October 20, 2026; Fall River Five Cents Sb (#23286) ranged 91.8 to 93.1 over 117 snapshots.
Fall River Five Cents Sb (#23286) alerts: 2 counties; top Fall River Five Cents Sb (#23286) alert scores: Warwick County, MA 29 (low); Westport County, MA 29 (low).