Eastern Bank (FDIC #32773): Bank Stress & Real-Estate Credit Exposure
Eastern Bank (FDIC Cert #32773): bank stress 57/100, moderate, STABLE over 7 days; parent EASTERN BANKSHARES INC.
Eastern Bank (#32773) lends in 13 counties across 3 states; Eastern Bank (#32773) reaches 484 ZIP codes: Massachusetts 7 counties, 320 ZIPs; New Hampshire 4 counties, 115 ZIPs; Rhode Island 2 counties, 50 ZIPs.
Eastern Bank (#32773) largest markets: Middlesex County, MA (2,739 branches, 83 ZIPs) (#32773), Barnstable County, MA (240 branches, 48 ZIPs) (#32773), Essex County, MA (920 branches, 46 ZIPs) (#32773), Providence County, RI (215 branches, 43 ZIPs) (#32773), Norfolk County, MA (656 branches, 41 ZIPs) (#32773), Suffolk County, MA (546 branches, 39 ZIPs) (#32773).
Eastern Bank (#32773) reports $31.13 billion in total assets; Eastern Bank (#32773) equity $4.05 billion (13.0% of Eastern Bank (#32773) assets); Eastern Bank (#32773) domestic deposits $26.15 billion; Eastern Bank (#32773) net income $174.1 million; Eastern Bank (#32773) return on assets 1.13%; Eastern Bank (#32773) return on equity 8.52%; Eastern Bank (#32773) net interest income $496.8 million; Eastern Bank (#32773) call report June 30, 2026.
Eastern Bank (#32773) noncurrent real-estate loans 0.13% of its book; Eastern Bank (#32773) residential 0.39%; Eastern Bank (#32773) net charge-offs on real estate 0.58%; Eastern Bank (#32773) multifamily charge-offs 0.27%; Eastern Bank (#32773) residential charge-offs 1.06%.
Eastern Bank (#32773) net interest margin 3.60% against an eight-quarter Eastern Bank (#32773) average of 3.34% (Eastern Bank (#32773) compression -0.27 points); Eastern Bank (#32773) real-estate loans 13.3% of equity; Eastern Bank (#32773) non-residential real estate 106.0% of equity; Eastern Bank (#32773) rate-exposure score 40/100, Eastern Bank (#32773) fixed-rate trap 40/100; Eastern Bank (#32773) risk type credit driven; Eastern Bank (#32773) rate regime rates elevated, Eastern Bank (#32773) snapshot October 19, 2026.
Eastern Bank (#32773) stress score moved from 59.9 on June 22, 2026 to 57.3 on October 19, 2026; Eastern Bank (#32773) ranged 57.3 to 59.9 over 116 snapshots.
Eastern Bank (#32773) alerts: 13 counties; top Eastern Bank (#32773) alert scores: Plymouth County, MA 35 (moderate); Concord County, MA 21 (low); Dover County, MA 21 (low); Nashua County, MA 21 (low); Riverside County, MA 21 (low).