Rockland Trust Co (FDIC #9712): Bank Stress & Real-Estate Credit Exposure
Rockland Trust Co (FDIC Cert #9712): bank stress 43/100, contained, STABLE over 7 days; parent INDEPENDENT BANK CORP (INDB).
Rockland Trust Co (#9712) lends in 12 counties across 2 states; Rockland Trust Co (#9712) reaches 485 ZIP codes: Massachusetts 10 counties, 415 ZIPs; New Hampshire 2 counties, 70 ZIPs.
Rockland Trust Co (#9712) largest markets: Worcester County, MA (870 branches, 87 ZIPs) (#9712), Middlesex County, MA (2,407 branches, 83 ZIPs) (#9712), Barnstable County, MA (576 branches, 48 ZIPs) (#9712), Essex County, MA (460 branches, 46 ZIPs) (#9712), Norfolk County, MA (779 branches, 41 ZIPs) (#9712), Suffolk County, MA (780 branches, 39 ZIPs) (#9712).
Rockland Trust Co (#9712) reports $24.97 billion in total assets; Rockland Trust Co (#9712) equity $3.89 billion (15.6% of Rockland Trust Co (#9712) assets); Rockland Trust Co (#9712) domestic deposits $20.53 billion; Rockland Trust Co (#9712) net income $175.9 million; Rockland Trust Co (#9712) return on assets 1.41%; Rockland Trust Co (#9712) return on equity 9.05%; Rockland Trust Co (#9712) net interest income $442.1 million; Rockland Trust Co (#9712) call report June 30, 2026.
Rockland Trust Co (#9712) noncurrent real-estate loans 0.05% of its book; Rockland Trust Co (#9712) residential 0.12%; Rockland Trust Co (#9712) net charge-offs on real estate 0.62%; Rockland Trust Co (#9712) multifamily charge-offs 0.34%; Rockland Trust Co (#9712) residential charge-offs 0.86%.
Rockland Trust Co (#9712) net interest margin 3.98% against an eight-quarter Rockland Trust Co (#9712) average of 3.63% (Rockland Trust Co (#9712) compression -0.35 points); Rockland Trust Co (#9712) real-estate loans 5.1% of equity; Rockland Trust Co (#9712) non-residential real estate 86.0% of equity; Rockland Trust Co (#9712) rate-exposure score 40/100, Rockland Trust Co (#9712) fixed-rate trap 40/100; Rockland Trust Co (#9712) risk type market signal; Rockland Trust Co (#9712) rate regime rates elevated; Rockland Trust Co (#9712) shares 7.6% below the 52-week high, Rockland Trust Co (#9712) equity trend weakening, Rockland Trust Co (#9712) snapshot October 19, 2026.
Rockland Trust Co (#9712) stress score moved from 40.3 on June 22, 2026 to 42.5 on October 19, 2026; Rockland Trust Co (#9712) ranged 40.3 to 42.5 over 116 snapshots.
Rockland Trust Co (#9712) alerts: 12 counties; top Rockland Trust Co (#9712) alert scores: Worcester County, MA 40 (moderate); Nantucket County, MA 35 (low); Pelham County, MA 18 (low); Saugus County, MA 18 (low); Somerset County, MA 18 (low).