Middlesex Savings Bank (FDIC #90183): Bank Stress & Real-Estate Credit Exposure
Middlesex Savings Bank (FDIC Cert #90183): bank stress 65/100, elevated, STABLE over 7 days; parent MIDDLESEX BCORP MHC.
Middlesex Savings Bank (#90183) lends in 3 counties across 1 state; Middlesex Savings Bank (#90183) reaches 209 ZIP codes: Massachusetts 3 counties, 209 ZIPs.
Middlesex Savings Bank (#90183) largest markets: Worcester County, MA (348 branches, 87 ZIPs) (#90183), Middlesex County, MA (1,826 branches, 83 ZIPs) (#90183), Norfolk County, MA (328 branches, 41 ZIPs) (#90183).
Middlesex Savings Bank (#90183) reports $6.15 billion in total assets; Middlesex Savings Bank (#90183) equity $808.0 million (13.1% of Middlesex Savings Bank (#90183) assets); Middlesex Savings Bank (#90183) domestic deposits $5.18 billion; Middlesex Savings Bank (#90183) net income $22.2 million; Middlesex Savings Bank (#90183) return on assets 0.72%; Middlesex Savings Bank (#90183) return on equity 5.57%; Middlesex Savings Bank (#90183) net interest income $78.1 million; Middlesex Savings Bank (#90183) call report June 30, 2026.
Middlesex Savings Bank (#90183) noncurrent real-estate loans: none reported; Middlesex Savings Bank (#90183) net charge-offs on real estate 0.23%; Middlesex Savings Bank (#90183) residential charge-offs 0.21%.
Middlesex Savings Bank (#90183) net interest margin 2.72% against an eight-quarter Middlesex Savings Bank (#90183) average of 2.27% (Middlesex Savings Bank (#90183) compression -0.45 points); Middlesex Savings Bank (#90183) non-residential real estate 20.7% of equity; Middlesex Savings Bank (#90183) rate-exposure score 40/100, Middlesex Savings Bank (#90183) fixed-rate trap 40/100; Middlesex Savings Bank (#90183) risk type credit driven; Middlesex Savings Bank (#90183) rate regime rates elevated, Middlesex Savings Bank (#90183) snapshot October 19, 2026.
Middlesex Savings Bank (#90183) stress score moved from 66.8 on June 22, 2026 to 65 on October 20, 2026; Middlesex Savings Bank (#90183) ranged 65 to 66.8 over 117 snapshots.
Middlesex Savings Bank (#90183) alerts: 3 counties; top Middlesex Savings Bank (#90183) alert scores: Worcester County, MA 45 (moderate); Wellesley Hills County, MA 23 (low); Westford County, MA 23 (low).