Newburyport Five Cents Sb (FDIC #90251): Bank Stress & Real-Estate Credit Exposure
Newburyport Five Cents Sb (FDIC Cert #90251): bank stress 86/100, severe, STABLE over 7 days; parent RIVER RUN BCORP MHC.
Newburyport Five Cents Sb (#90251) lends in 3 counties across 2 states; Newburyport Five Cents Sb (#90251) reaches 100 ZIP codes: New Hampshire 2 counties, 54 ZIPs; Massachusetts 1 county, 46 ZIPs.
Newburyport Five Cents Sb (#90251) largest markets: Essex County, MA (322 branches, 46 ZIPs) (#90251), Rockingham County, NH (152 branches, 38 ZIPs) (#90251), Strafford County, NH (17 branches, 17 ZIPs) (#90251).
Newburyport Five Cents Sb (#90251) reports $1.57 billion in total assets; Newburyport Five Cents Sb (#90251) equity $142.7 million (9.1% of Newburyport Five Cents Sb (#90251) assets); Newburyport Five Cents Sb (#90251) domestic deposits $1.26 billion; Newburyport Five Cents Sb (#90251) net income $3.1 million; Newburyport Five Cents Sb (#90251) return on assets 0.39%; Newburyport Five Cents Sb (#90251) return on equity 4.36%; Newburyport Five Cents Sb (#90251) net interest income $21.5 million; Newburyport Five Cents Sb (#90251) call report June 30, 2026.
Newburyport Five Cents Sb (#90251) noncurrent real-estate loans 0.03% of its book; Newburyport Five Cents Sb (#90251) residential 0.07%; Newburyport Five Cents Sb (#90251) net charge-offs on real estate 1.51%; Newburyport Five Cents Sb (#90251) residential charge-offs 3.72%.
Newburyport Five Cents Sb (#90251) net interest margin 2.86% against an eight-quarter Newburyport Five Cents Sb (#90251) average of 2.70% (Newburyport Five Cents Sb (#90251) compression -0.17 points); Newburyport Five Cents Sb (#90251) real-estate loans 2.8% of equity; Newburyport Five Cents Sb (#90251) non-residential real estate 371.8% of equity; Newburyport Five Cents Sb (#90251) rate-exposure score 40/100, Newburyport Five Cents Sb (#90251) fixed-rate trap 40/100; Newburyport Five Cents Sb (#90251) risk type credit driven; Newburyport Five Cents Sb (#90251) rate regime rates elevated, Newburyport Five Cents Sb (#90251) snapshot October 19, 2026.
Newburyport Five Cents Sb (#90251) stress score moved from 90.9 on June 22, 2026 to 86 on October 19, 2026; Newburyport Five Cents Sb (#90251) ranged 86 to 90.9 over 116 snapshots.
Newburyport Five Cents Sb (#90251) alerts: 3 counties; top Newburyport Five Cents Sb (#90251) alert scores: Dover County, MA 27 (low); Portsmouth County, MA 27 (low); Salisbury County, MA 27 (low).