Lowell Five Cent Sb (FDIC #90227): Bank Stress & Real-Estate Credit Exposure
Lowell Five Cent Sb (FDIC Cert #90227): bank stress 67/100, elevated, STABLE over 7 days; parent LOWELL FIVE BCORP MHC.
Lowell Five Cent Sb (#90227) lends in 3 counties across 2 states; Lowell Five Cent Sb (#90227) reaches 161 ZIP codes: Massachusetts 2 counties, 127 ZIPs; New Hampshire 1 county, 34 ZIPs.
Lowell Five Cent Sb (#90227) largest markets: Middlesex County, MA (996 branches, 83 ZIPs) (#90227), Essex County, MA (92 branches, 46 ZIPs) (#90227), Hillsborough County, NH (34 branches, 34 ZIPs) (#90227).
Lowell Five Cent Sb (#90227) reports $1.90 billion in total assets; Lowell Five Cent Sb (#90227) equity $234.6 million (12.3% of Lowell Five Cent Sb (#90227) assets); Lowell Five Cent Sb (#90227) domestic deposits $1.64 billion; Lowell Five Cent Sb (#90227) net income $7.2 million; Lowell Five Cent Sb (#90227) return on assets 0.77%; Lowell Five Cent Sb (#90227) return on equity 6.20%; Lowell Five Cent Sb (#90227) net interest income $32.3 million; Lowell Five Cent Sb (#90227) call report June 30, 2026.
Lowell Five Cent Sb (#90227) noncurrent real-estate loans: none reported; Lowell Five Cent Sb (#90227) net charge-offs on real estate 1.04%; Lowell Five Cent Sb (#90227) multifamily charge-offs 0.18%; Lowell Five Cent Sb (#90227) residential charge-offs 2.53%.
Lowell Five Cent Sb (#90227) net interest margin 3.73% against an eight-quarter Lowell Five Cent Sb (#90227) average of 3.53% (Lowell Five Cent Sb (#90227) compression -0.20 points); Lowell Five Cent Sb (#90227) non-residential real estate 252.8% of equity; Lowell Five Cent Sb (#90227) rate-exposure score 40/100, Lowell Five Cent Sb (#90227) fixed-rate trap 40/100; Lowell Five Cent Sb (#90227) risk type credit driven; Lowell Five Cent Sb (#90227) rate regime rates elevated, Lowell Five Cent Sb (#90227) snapshot October 19, 2026.
Lowell Five Cent Sb (#90227) stress score moved from 67.1 on June 22, 2026 to 66.8 on October 20, 2026; Lowell Five Cent Sb (#90227) ranged 66.8 to 67.1 over 117 snapshots.
Lowell Five Cent Sb (#90227) alerts: 3 counties; top Lowell Five Cent Sb (#90227) alert scores: Nashua County, MA 23 (low); North Andover County, MA 23 (low); Wilmington County, MA 23 (low).