Berkshire Bank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #23621 · Pittsfield, MA. This institution (Berkshire Bank) no longer appears in the current FDIC branch and deposit filings (#23621) that DLRadar scores; FDIC records the last Berkshire Bank day as a separately insured institution (#23621) as September 2, 2025. FDIC event for Berkshire Bank: Participated in Absorbtion/Consolidation/Merger (2025-09-02). DLRadar last scored Berkshire Bank (#23621) on September 20, 2026. The Berkshire Bank facts below are its last recorded footprint (#23621), kept as a permanent Berkshire Bank public record; the Berkshire Bank figures are not refreshed.
Berkshire Bank (#23621) carried no scored branch footprint (Berkshire Bank) in the FDIC filings DLRadar reads; the Berkshire Bank record exists because FDIC certificate 23621 was a separately insured Berkshire Bank institution in Pittsfield, MA, last seen by DLRadar (#23621) on September 20, 2026.
What the Berkshire Bank (#23621) record holds: FDIC certificate 23621 for Berkshire Bank, closed as a separate Berkshire Bank charter on September 2, 2025; successor Beacon Bank&Trust (FDIC #17798) carries the Berkshire Bank footprint forward; FDIC event for Berkshire Bank: Participated in Absorbtion/Consolidation/Merger (2025-09-02); Berkshire Bank (#23621) first entered DLRadar on September 20, 2026.
How Berkshire Bank (#23621) was scored while active: the Berkshire Bank stress score read FDIC call-report financials (#23621) and the Summary of Deposits branch file for Berkshire Bank, mapped Berkshire Bank branches to counties and ZIP codes (#23621), and weighted the Berkshire Bank real-estate loan concentration against its peers; the Berkshire Bank (#23621) figures on this page are the last such Berkshire Bank run and are not refreshed.
Berkshire Bank (#23621) is chartered in Pittsfield, MA; FDIC lists Berkshire Bank (#23621) as inactive, succeeded by Beacon Bank&Trust.
Why this Berkshire Bank page exists: bank identities are historical data (#23621). When an institution such as Berkshire Bank merges or its charter ends, DLRadar keeps the Berkshire Bank profile so citations, links and the Berkshire Bank score history stay resolvable (#23621), and points Berkshire Bank to the successor where the FDIC records one. Every Berkshire Bank figure traces to public FDIC data (#23621).