Montgomery County, NY: Foreclosures, Tax Liens & Distressed Properties

Across Montgomery County, New York, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. Across its ZIPs, composite distress spans 15 to 23 out of 100. On bank and credit headwind, Montgomery County scores 42/100. There are 20 scored ZIPs in the county (mean composite 20/100).

In its peak phase, Montgomery County home prices rose 4.9% across the last year, a 36/100-confidence read. This late in the run, broad sweeps stop paying as the ZIP scores below show.

Near the cycle top at +4.9% YoY (36/100 confidence), the wins are surgical and a county-wide sweep stays on the shelf. Mid-range bank stress at 42/100 points to a blend the ZIP scores sort out.

The most-distressed ZIP codes in Montgomery County are 12137 (23/100), 12053 (22/100), 12095 (22/100), 13452 (22/100), 12010 (21/100), 12070 (21/100), each with its own full DLRadar report. Also scored across the county: 12086, 13339, 12066, 12068, 12069, 12072, 12166, 12177, 13317, 13410.

Profile-wise, the Montgomery County ZIPs on file show home values averaging roughly $177,800, below the US, poverty running near 11.4%, 81% of homes owner-occupied, residents with a median age around 43, 13.4% of units sitting vacant, incomes around $69,660. Read together, they set up who sells under pressure and how fast a deal moves.

All in at 20/100 over 20 ZIPs, the opportunity hides below the average rather than a blanket buy. Unlock Montgomery County to see every parcel's owner and contact detail, APN, a score, the bank behind the note and how fast it should sell.

No county is too small to score: Montgomery County, New York runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Montgomery County's numbers mean exactly what they mean anywhere else in New York.

Scores in Montgomery County, New York exist to concentrate effort: a handful of ZIPs hold most of the distress, and the rest seldom justify the acquisition cost. The Montgomery County scoring is reproducible from public sources alone, and DLRadar declines to estimate where the underlying record is incomplete.

The ZIP breakdown for Montgomery County leads with 12137 (23/100), 12053 (22/100), 12095 (22/100), 13452 (22/100), 12010 (21/100), 12070 (21/100). DLRadar also scores 12086, 13339, 12066, 12068, 12069, 12072, 12166, 12177 and more across the county. Because each ZIP is graded on its own foreclosure, tax and lender record, the county's distress is best read code by code rather than as a single number.

The Montgomery County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.