Montgomery County, NY: Foreclosures, Tax Liens & Distressed Properties
Montgomery County, NY, New York: 20 ZIP codes scored, Montgomery County, NY averaging 20/100 (low, Montgomery, NY), from 15 to 23. Montgomery County, NY is in its peak phase (Montgomery, NY confidence 36/100): Montgomery, NY home prices up 4.9% (Montgomery, NY) over twelve months. Montgomery County, NY lender headwind: 42/100.
Highest-scoring Montgomery County, NY ZIPs: 12137 (23/100), 12053 (22/100), 12095 (22/100), 13452 (22/100), 12010 (21/100), 12070 (21/100). Also scored in Montgomery County, NY: 12086, 13339, 12066, 12068, 12069, 12072, 12166, 12177, 13317, 13410.
Across Montgomery County, NY's scored ZIPs: median home value $177,800, household income $69,660, 13.4% vacancy, 11.4% poverty, 81% owner-occupied, median age 43.0.
Montgomery County, NY insurance distress 0/100 (#2,934 in the US); FEMA hazard 0/100 for Montgomery, NY; Montgomery, NY construction distress 99/100.
5 banks with 12 branches lend in Montgomery County, NY; Montgomery, NY weighted bank stress 65/100, highest 75/100 in Montgomery, NY.
Montgomery County, NY unemployment 4.4% (Montgomery, NY -1.4 pts, six months); 38 new housing units permitted in Montgomery County, NY over twelve months, Montgomery, NY down 87% from 283; Montgomery, NY home prices +9.5% a year (Montgomery, NY) over three years.
22,981 housing units in Montgomery County, NY; 5,898 Montgomery, NY renter households; 46% of Montgomery, NY renters spend 30%+ of income on rent, 25% (Montgomery, NY) half or more.
Montgomery County, NY ranks #768 nationally on the opportunity index (Montgomery, NY, among all ranked counties); Montgomery, NY scores 32.1/100 and Montgomery, NY sits #11 inside New York. Montgomery, NY is in the watchlist opportunity phase; Montgomery, NY's primary driver is construction, Montgomery, NY second driver vacancy; Montgomery, NY moved down 57 places. 8 short-sale listings across Montgomery, NY; 85 days on market observed in Montgomery, NY; 15.3% vacancy over 20 Montgomery, NY ZIPs.
No CFPB county sample covers Montgomery County, NY. The non-metro area reading for Montgomery, NY: 0.8% ninety-plus days late; Montgomery, NY's thirty-to-eighty-nine share is 3.0% (Montgomery, NY, December 2025 data); New York overall 1.0%.
Montgomery County, NY has 3 watched banks; 3 Montgomery, NY banks sit in an elevated band. Montgomery, NY footprints: Nbt Bank National Assn (5 branches, stress 61) in Montgomery, NY; Community Bank National Assn (2 branches, stress 68) in Montgomery, NY; Trustco Bank (1 branch, stress 75) in Montgomery, NY.
HUD lists 3 assisted multifamily properties in Montgomery County, NY with 42 units; 39 Montgomery, NY units are assisted, 1 Montgomery, NY properties under project-based Section 8.
3,378 of the 22,981 housing units in Montgomery, NY sit vacant. Montgomery County, NY permitted 0 multifamily units in twelve months; Montgomery, NY's one-to-four unit structures added 38 units in Montgomery County, NY.