First American Trust FSB (FDIC #26312): Bank Stress & Real-Estate Credit Exposure
First American Trust FSB (FDIC Cert #26312): bank stress 72/100, elevated, STABLE over 7 days; parent FIRST AMERICAN FINANCIAL CORP (FAF).
First American Trust FSB (#26312) lends in 10 counties across 10 states; First American Trust FSB (#26312) reaches 548 ZIP codes: Arizona 1 county, 140 ZIPs; California 1 county, 92 ZIPs; Nevada 1 county, 76 ZIPs; Texas 1 county, 63 ZIPs; Utah 1 county, 42 ZIPs; Massachusetts 1 county, 39 ZIPs.
First American Trust FSB (#26312) largest markets: Maricopa County, AZ (140 branches, 140 ZIPs) (#26312), Orange County, CA (92 branches, 92 ZIPs) (#26312), Clark County, NV (76 branches, 76 ZIPs) (#26312), Travis County, TX (63 branches, 63 ZIPs) (#26312), Salt Lake County, UT (42 branches, 42 ZIPs) (#26312), Suffolk County, MA (39 branches, 39 ZIPs) (#26312).
First American Trust FSB (#26312) reports $9.23 billion in total assets; First American Trust FSB (#26312) equity $513.1 million (5.6% of First American Trust FSB (#26312) assets); First American Trust FSB (#26312) domestic deposits $8.70 billion; First American Trust FSB (#26312) net income $58.9 million; First American Trust FSB (#26312) return on assets 1.45%; First American Trust FSB (#26312) return on equity 23.05%; First American Trust FSB (#26312) net interest income $107.6 million; First American Trust FSB (#26312) call report June 30, 2026.
First American Trust FSB (#26312) noncurrent real-estate loans: none reported; First American Trust FSB (#26312) net charge-offs on real estate 0.00%.
First American Trust FSB (#26312) net interest margin 2.72% against an eight-quarter First American Trust FSB (#26312) average of 2.70% (First American Trust FSB (#26312) compression -0.02 points); First American Trust FSB (#26312) rate-exposure score 40/100, First American Trust FSB (#26312) fixed-rate trap 40/100; First American Trust FSB (#26312) risk type credit driven; First American Trust FSB (#26312) rate regime rates elevated; First American Trust FSB (#26312) shares 17.2% below the 52-week high, First American Trust FSB (#26312) equity trend weakening, First American Trust FSB (#26312) snapshot October 19, 2026.
First American Trust FSB (#26312) stress score moved from 70.1 on June 22, 2026 to 72.2 on October 19, 2026; First American Trust FSB (#26312) ranged 70.1 to 72.2 over 116 snapshots.
First American Trust FSB (#26312) alerts: 10 counties; top First American Trust FSB (#26312) alert scores: Albuquerque County, CA 26 (low); Austin County, CA 26 (low); Boston County, CA 26 (low); Honolulu County, CA 26 (low); Las Vegas County, CA 26 (low).