Bank Of Colorado (FDIC #16980): Bank Stress & Real-Estate Credit Exposure

Bank Of Colorado (FDIC Cert #16980): bank stress 63/100, elevated, STABLE over 7 days; parent PINNACLE BCORP INC.

Bank Of Colorado (#16980) lends in 26 counties across 3 states; Bank Of Colorado (#16980) reaches 560 ZIP codes: Colorado 22 counties, 339 ZIPs; Arizona 3 counties, 196 ZIPs; New Mexico 1 county, 25 ZIPs.

Bank Of Colorado (#16980) largest markets: Maricopa County, AZ (280 branches, 140 ZIPs) (#16980), El Paso County, CO (141 branches, 47 ZIPs) (#16980), Weld County, CO (215 branches, 43 ZIPs) (#16980), Denver County, CO (82 branches, 41 ZIPs) (#16980), Adams County, CO (70 branches, 35 ZIPs) (#16980), Jefferson County, CO (34 branches, 34 ZIPs) (#16980).

Bank Of Colorado (#16980) reports $7.61 billion in total assets; Bank Of Colorado (#16980) equity $776.5 million (10.2% of Bank Of Colorado (#16980) assets); Bank Of Colorado (#16980) domestic deposits $6.63 billion; Bank Of Colorado (#16980) net income $51.4 million; Bank Of Colorado (#16980) return on assets 1.35%; Bank Of Colorado (#16980) return on equity 13.63%; Bank Of Colorado (#16980) net interest income $130.5 million; Bank Of Colorado (#16980) call report June 30, 2026.

Bank Of Colorado (#16980) noncurrent real-estate loans: none reported; Bank Of Colorado (#16980) net charge-offs on real estate 0.11%; Bank Of Colorado (#16980) residential charge-offs 0.08%.

Bank Of Colorado (#16980) net interest margin 3.56% against an eight-quarter Bank Of Colorado (#16980) average of 2.91% (Bank Of Colorado (#16980) compression -0.65 points); Bank Of Colorado (#16980) non-residential real estate 8.5% of equity; Bank Of Colorado (#16980) rate-exposure score 40/100, Bank Of Colorado (#16980) fixed-rate trap 40/100; Bank Of Colorado (#16980) risk type credit driven; Bank Of Colorado (#16980) rate regime rates elevated, Bank Of Colorado (#16980) snapshot October 20, 2026.

Bank Of Colorado (#16980) stress score moved from 64.9 on June 22, 2026 to 62.9 on October 20, 2026; Bank Of Colorado (#16980) ranged 62.9 to 64.9 over 117 snapshots.

Bank Of Colorado (#16980) alerts: 24 counties; top Bank Of Colorado (#16980) alert scores: Montrose County, CO 48 (moderate); Yuma County, CO 43 (moderate); Denver County, CO 42 (moderate); Akron County, CO 22 (low); Basalt County, CO 22 (low).