Trunorth Bank (FDIC #26484): Bank Stress & Real-Estate Credit Exposure
Trunorth Bank (FDIC Cert #26484): bank stress 53/100, moderate, STABLE over 7 days; parent HOMETOWN FINANCIAL GROUP MHC.
Trunorth Bank (#26484) lends in 5 counties across 2 states; Trunorth Bank (#26484) reaches 241 ZIP codes: Massachusetts 4 counties, 203 ZIPs; New Hampshire 1 county, 38 ZIPs.
Trunorth Bank (#26484) largest markets: Middlesex County, MA (83 branches, 83 ZIPs) (#26484), Essex County, MA (598 branches, 46 ZIPs) (#26484), Norfolk County, MA (492 branches, 41 ZIPs) (#26484), Rockingham County, NH (38 branches, 38 ZIPs) (#26484), Plymouth County, MA (72 branches, 36 ZIPs) (#26484).
Trunorth Bank (#26484) reports $3.32 billion in total assets; Trunorth Bank (#26484) equity $489.5 million (14.7% of Trunorth Bank (#26484) assets); Trunorth Bank (#26484) domestic deposits $2.70 billion; Trunorth Bank (#26484) net income $17.3 million; Trunorth Bank (#26484) return on assets 1.06%; Trunorth Bank (#26484) return on equity 7.15%; Trunorth Bank (#26484) net interest income $65.4 million; Trunorth Bank (#26484) call report June 30, 2026.
Trunorth Bank (#26484) noncurrent real-estate loans: none reported; Trunorth Bank (#26484) net charge-offs on real estate 0.60%; Trunorth Bank (#26484) residential charge-offs 0.71%.
Trunorth Bank (#26484) net interest margin 4.45% against an eight-quarter Trunorth Bank (#26484) average of 3.83% (Trunorth Bank (#26484) compression -0.62 points); Trunorth Bank (#26484) non-residential real estate 70.6% of equity; Trunorth Bank (#26484) rate-exposure score 40/100, Trunorth Bank (#26484) fixed-rate trap 40/100; Trunorth Bank (#26484) risk type credit driven; Trunorth Bank (#26484) rate regime rates elevated, Trunorth Bank (#26484) snapshot October 19, 2026.
Trunorth Bank (#26484) stress score moved from 46.6 on June 22, 2026 to 52.7 on October 19, 2026; Trunorth Bank (#26484) ranged 46.6 to 52.7 over 116 snapshots.
Trunorth Bank (#26484) alerts: 5 counties; top Trunorth Bank (#26484) alert scores: Marion County, MA 20 (low); Newton County, MA 20 (low); Reading County, MA 20 (low); Saugus County, MA 20 (low); Weymouth County, MA 20 (low).