Riddell National Bank (FDIC #4318): Bank Stress & Real-Estate Credit Exposure
Riddell National Bank (FDIC Cert #4318): bank stress 77/100, severe, STABLE over 7 days; parent RNB CORP.
Riddell National Bank (#4318) lends in 3 counties across 1 state; Riddell National Bank (#4318) reaches 44 ZIP codes: Indiana 3 counties, 44 ZIPs.
Riddell National Bank (#4318) largest markets: Vigo County, IN (40 branches, 20 ZIPs) (#4318), Clay County, IN (54 branches, 18 ZIPs) (#4318), Parke County, IN (13 branches, 13 ZIPs) (#4318).
Riddell National Bank (#4318) reports $384.3 million in total assets; Riddell National Bank (#4318) equity $29.1 million (7.6% of Riddell National Bank (#4318) assets); Riddell National Bank (#4318) domestic deposits $346.9 million; Riddell National Bank (#4318) net income $2.1 million; Riddell National Bank (#4318) return on assets 1.09%; Riddell National Bank (#4318) return on equity 14.56%; Riddell National Bank (#4318) net interest income $6.8 million; Riddell National Bank (#4318) call report June 30, 2026.
Riddell National Bank (#4318) noncurrent real-estate loans: none reported; Riddell National Bank (#4318) net charge-offs on real estate 1.18%; Riddell National Bank (#4318) residential charge-offs 2.34%.
Riddell National Bank (#4318) net interest margin 3.86% against an eight-quarter Riddell National Bank (#4318) average of 3.40% (Riddell National Bank (#4318) compression -0.46 points); Riddell National Bank (#4318) non-residential real estate 234.4% of equity; Riddell National Bank (#4318) rate-exposure score 40/100, Riddell National Bank (#4318) fixed-rate trap 40/100; Riddell National Bank (#4318) risk type credit driven; Riddell National Bank (#4318) rate regime rates elevated, Riddell National Bank (#4318) snapshot October 19, 2026.
Riddell National Bank (#4318) stress score moved from 79.5 on June 22, 2026 to 77.2 on October 20, 2026; Riddell National Bank (#4318) ranged 77.2 to 79.5 over 117 snapshots.
Riddell National Bank (#4318) alerts: 3 counties; top Riddell National Bank (#4318) alert scores: Centerpoint County, IN 26 (low); Rockville County, IN 26 (low); Terre Haute County, IN 26 (low).