Hometown Savings Bank (FDIC #17736): Bank Stress & Real-Estate Credit Exposure
Hometown Savings Bank (FDIC Cert #17736): bank stress 97/100, severe, STABLE over 7 days; parent TERRE HAUTE SAVINGS MHC INC.
Hometown Savings Bank (#17736) lends in 3 counties across 2 states; Hometown Savings Bank (#17736) reaches 61 ZIP codes: Indiana 2 counties, 34 ZIPs; Illinois 1 county, 27 ZIPs.
Hometown Savings Bank (#17736) largest markets: Vermilion County, IL (27 branches, 27 ZIPs) (#17736), Vigo County, IN (120 branches, 20 ZIPs) (#17736), Clay County, IN (18 branches, 18 ZIPs) (#17736).
Hometown Savings Bank (#17736) reports $455.7 million in total assets; Hometown Savings Bank (#17736) equity $28.2 million (6.2% of Hometown Savings Bank (#17736) assets); Hometown Savings Bank (#17736) domestic deposits $406.3 million; Hometown Savings Bank (#17736) net income $497,000; Hometown Savings Bank (#17736) return on assets 0.22%; Hometown Savings Bank (#17736) return on equity 3.56%; Hometown Savings Bank (#17736) net interest income $6.2 million; Hometown Savings Bank (#17736) call report June 30, 2026.
Hometown Savings Bank (#17736) noncurrent real-estate loans: none reported; Hometown Savings Bank (#17736) net charge-offs on real estate 0.65%; Hometown Savings Bank (#17736) residential charge-offs 0.07%.
Hometown Savings Bank (#17736) net interest margin 2.95% against an eight-quarter Hometown Savings Bank (#17736) average of 2.51% (Hometown Savings Bank (#17736) compression -0.44 points); Hometown Savings Bank (#17736) non-residential real estate 7.1% of equity; Hometown Savings Bank (#17736) rate-exposure score 40/100, Hometown Savings Bank (#17736) fixed-rate trap 40/100; Hometown Savings Bank (#17736) risk type credit driven; Hometown Savings Bank (#17736) rate regime rates elevated, Hometown Savings Bank (#17736) snapshot October 19, 2026.
Hometown Savings Bank (#17736) stress score moved from 97 on June 22, 2026 to 96.8 on October 20, 2026; Hometown Savings Bank (#17736) ranged 96.8 to 97 over 117 snapshots.
Hometown Savings Bank (#17736) alerts: 3 counties; top Hometown Savings Bank (#17736) alert scores: Brazil County, IN 31 (low); Danville County, IN 31 (low); West Terre Haute County, IN 31 (low).