First Farmers Bank&Trust Co (FDIC #12839): Bank Stress & Real-Estate Credit Exposure
First Farmers Bank&Trust Co (FDIC Cert #12839): bank stress 58/100, moderate, STABLE over 7 days; parent FIRST FARMERS FINANCIAL CORP.
First Farmers Bank&Trust Co (#12839) lends in 20 counties across 2 states; First Farmers Bank&Trust Co (#12839) reaches 255 ZIP codes: Indiana 17 counties, 202 ZIPs; Illinois 3 counties, 53 ZIPs.
First Farmers Bank&Trust Co (#12839) largest markets: Vermilion County, IL (54 branches, 27 ZIPs) (#12839), Hamilton County, IN (69 branches, 23 ZIPs) (#12839), Vigo County, IN (40 branches, 20 ZIPs) (#12839), Tippecanoe County, IN (38 branches, 19 ZIPs) (#12839), Madison County, IN (18 branches, 18 ZIPs) (#12839), Clay County, IN (36 branches, 18 ZIPs) (#12839).
First Farmers Bank&Trust Co (#12839) reports $3.50 billion in total assets; First Farmers Bank&Trust Co (#12839) equity $341.1 million (9.8% of First Farmers Bank&Trust Co (#12839) assets); First Farmers Bank&Trust Co (#12839) domestic deposits $3.03 billion; First Farmers Bank&Trust Co (#12839) net income $28.8 million; First Farmers Bank&Trust Co (#12839) return on assets 1.65%; First Farmers Bank&Trust Co (#12839) return on equity 17.35%; First Farmers Bank&Trust Co (#12839) net interest income $66.1 million; First Farmers Bank&Trust Co (#12839) call report June 30, 2026.
First Farmers Bank&Trust Co (#12839) noncurrent real-estate loans: none reported; First Farmers Bank&Trust Co (#12839) net charge-offs on real estate 0.99%.
First Farmers Bank&Trust Co (#12839) net interest margin 4.00% against an eight-quarter First Farmers Bank&Trust Co (#12839) average of 3.81% (First Farmers Bank&Trust Co (#12839) compression -0.19 points); First Farmers Bank&Trust Co (#12839) rate-exposure score 40/100, First Farmers Bank&Trust Co (#12839) fixed-rate trap 40/100; First Farmers Bank&Trust Co (#12839) risk type credit driven; First Farmers Bank&Trust Co (#12839) rate regime rates elevated, First Farmers Bank&Trust Co (#12839) snapshot October 19, 2026.
First Farmers Bank&Trust Co (#12839) stress score moved from 60.1 on June 22, 2026 to 58.5 on October 19, 2026; First Farmers Bank&Trust Co (#12839) ranged 58.5 to 60.1 over 116 snapshots.
First Farmers Bank&Trust Co (#12839) alerts: 20 counties; top First Farmers Bank&Trust Co (#12839) alert scores: Tipton County, IN 43 (moderate); Wabash County, IN 39 (moderate); Marion County, IN 36 (moderate); Sullivan County, IN 33 (low); Huntington County, IN 32 (low).