Fountain Trust Co (FDIC #5768): Bank Stress & Real-Estate Credit Exposure
Fountain Trust Co (FDIC Cert #5768): bank stress 65/100, elevated, STABLE over 7 days; parent PIPER HOLDINGS INC.
Fountain Trust Co (#5768) lends in 8 counties across 2 states; Fountain Trust Co (#5768) reaches 125 ZIP codes: Indiana 6 counties, 68 ZIPs; Illinois 2 counties, 57 ZIPs.
Fountain Trust Co (#5768) largest markets: Champaign County, IL (105 branches, 35 ZIPs) (#5768), Vermilion County, IL (27 branches, 27 ZIPs) (#5768), Tippecanoe County, IN (57 branches, 19 ZIPs) (#5768), White County, IN (54 branches, 18 ZIPs) (#5768), Montgomery County, IN (48 branches, 16 ZIPs) (#5768), Parke County, IN (13 branches, 13 ZIPs) (#5768).
Fountain Trust Co (#5768) reports $844.6 million in total assets; Fountain Trust Co (#5768) equity $96.0 million (11.4% of Fountain Trust Co (#5768) assets); Fountain Trust Co (#5768) domestic deposits $744.1 million; Fountain Trust Co (#5768) net income $4.1 million; Fountain Trust Co (#5768) return on assets 1.04%; Fountain Trust Co (#5768) return on equity 9.62%; Fountain Trust Co (#5768) net interest income $15.5 million; Fountain Trust Co (#5768) call report June 30, 2026.
Fountain Trust Co (#5768) noncurrent real-estate loans 0.01% of its book; Fountain Trust Co (#5768) net charge-offs on real estate 0.49%; Fountain Trust Co (#5768) residential charge-offs 0.32%.
Fountain Trust Co (#5768) net interest margin 4.23% against an eight-quarter Fountain Trust Co (#5768) average of 3.92% (Fountain Trust Co (#5768) compression -0.31 points); Fountain Trust Co (#5768) real-estate loans 1.1% of equity; Fountain Trust Co (#5768) non-residential real estate 32.4% of equity; Fountain Trust Co (#5768) rate-exposure score 40/100, Fountain Trust Co (#5768) fixed-rate trap 40/100; Fountain Trust Co (#5768) risk type credit driven; Fountain Trust Co (#5768) rate regime rates elevated, Fountain Trust Co (#5768) snapshot October 19, 2026.
Fountain Trust Co (#5768) stress score moved from 63.8 on June 22, 2026 to 64.9 on October 19, 2026; Fountain Trust Co (#5768) ranged 63.8 to 64.9 over 116 snapshots.
Fountain Trust Co (#5768) alerts: 8 counties; top Fountain Trust Co (#5768) alert scores: Lafayette County, IN 22 (low); Monticello County, IN 22 (low); Potomac County, IN 22 (low); Rockville County, IN 22 (low); Thomasboro County, IN 22 (low).