First State Bank Of Forrest (FDIC #11669): Bank Stress & Real-Estate Credit Exposure

First State Bank Of Forrest (FDIC Cert #11669): bank stress 78/100, severe, STABLE over 7 days; parent FORREST BANCSHARES INC.

First State Bank Of Forrest (#11669) lends in 5 counties across 1 state; First State Bank Of Forrest (#11669) reaches 133 ZIP codes: Illinois 5 counties, 133 ZIPs.

First State Bank Of Forrest (#11669) largest markets: Champaign County, IL (35 branches, 35 ZIPs) (#11669), Livingston County, IL (58 branches, 29 ZIPs) (#11669), Iroquois County, IL (28 branches, 28 ZIPs) (#11669), Peoria County, IL (28 branches, 28 ZIPs) (#11669), Whiteside County, IL (15 branches, 15 ZIPs) (#11669).

First State Bank Of Forrest (#11669) reports $328.3 million in total assets; First State Bank Of Forrest (#11669) equity $29.4 million (8.9% of First State Bank Of Forrest (#11669) assets); First State Bank Of Forrest (#11669) domestic deposits $280.3 million; First State Bank Of Forrest (#11669) net income $1.3 million; First State Bank Of Forrest (#11669) return on assets 0.81%; First State Bank Of Forrest (#11669) return on equity 9.15%; First State Bank Of Forrest (#11669) net interest income $5.8 million; First State Bank Of Forrest (#11669) call report June 30, 2026.

First State Bank Of Forrest (#11669) noncurrent real-estate loans: none reported; First State Bank Of Forrest (#11669) net charge-offs on real estate 1.82%; First State Bank Of Forrest (#11669) residential charge-offs 4.53%.

First State Bank Of Forrest (#11669) net interest margin 3.68% against an eight-quarter First State Bank Of Forrest (#11669) average of 3.23% (First State Bank Of Forrest (#11669) compression -0.45 points); First State Bank Of Forrest (#11669) real-estate loans 0.5% of equity; First State Bank Of Forrest (#11669) non-residential real estate 452.9% of equity; First State Bank Of Forrest (#11669) rate-exposure score 40/100, First State Bank Of Forrest (#11669) fixed-rate trap 40/100; First State Bank Of Forrest (#11669) risk type credit driven; First State Bank Of Forrest (#11669) rate regime rates elevated, First State Bank Of Forrest (#11669) snapshot October 20, 2026.

First State Bank Of Forrest (#11669) stress score moved from 76.2 on June 22, 2026 to 78 on October 20, 2026; First State Bank Of Forrest (#11669) ranged 76.2 to 78 over 117 snapshots.

First State Bank Of Forrest (#11669) alerts: 5 counties; top First State Bank Of Forrest (#11669) alert scores: Erie County, IL 26 (low); Forrest County, IL 26 (low); Mahomet County, IL 26 (low); Onarga County, IL 26 (low); Peoria Heights County, IL 26 (low).