Whiteside County, IL: Foreclosures, Tax Liens & Distressed Properties
Whiteside County, IL, Illinois: 15 ZIP codes scored, Whiteside County, IL averaging 19/100 (low, Whiteside, IL), from 14 to 25. Whiteside County, IL is in its expansion phase (Whiteside, IL confidence 33/100): Whiteside, IL home prices up 5.7% (Whiteside, IL) over twelve months. Whiteside County, IL lender headwind: 83/100.
Highest-scoring Whiteside County, IL ZIPs: 61064 (25/100), 61254 (23/100), 61277 (21/100), 61037 (19/100), 61071 (19/100), 61081 (19/100). Also scored in Whiteside County, IL: 61230, 61243, 61250, 61251, 61252, 61261, 61270, 61283, 61014.
Across Whiteside County, IL's scored ZIPs: median home value $146,720, household income $68,522, 8.8% vacancy, 7.6% poverty, 82% owner-occupied, median age 46.0.
Whiteside County, IL insurance distress 20/100 (#2,326 in the US); FEMA hazard 0/100 for Whiteside, IL; 2 Whiteside, IL NFIP flood claims, $10K paid; Whiteside, IL construction distress 52/100.
13 banks with 28 branches lend in Whiteside County, IL; Whiteside, IL weighted bank stress 74/100, highest 99/100 in Whiteside, IL.
Whiteside County, IL unemployment 3.8% (Whiteside, IL -1.7 pts, six months); 26 new housing units permitted in Whiteside County, IL over twelve months, Whiteside, IL up 0% from 26; Whiteside, IL home prices +8.0% a year (Whiteside, IL) over three years.
25,837 housing units in Whiteside County, IL; 5,696 Whiteside, IL renter households; 43% of Whiteside, IL renters spend 30%+ of income on rent, 16% (Whiteside, IL) half or more.
Whiteside County, IL ranks #852 nationally on the opportunity index (Whiteside, IL, among all ranked counties); Whiteside, IL scores 31.8/100 and Whiteside, IL sits #12 inside Illinois. Whiteside, IL is in the watchlist opportunity phase; Whiteside, IL's primary driver is bank institutional, Whiteside, IL second driver construction; Whiteside, IL moved up 296 places. 1 short-sale listings across Whiteside, IL; 110 days on market observed in Whiteside, IL; 9.9% vacancy over 15 Whiteside, IL ZIPs.
No CFPB county sample covers Whiteside County, IL. The non-metro area reading for Whiteside, IL: 1.4% ninety-plus days late; Whiteside, IL's thirty-to-eighty-nine share is 2.8% (Whiteside, IL, December 2025 data); Illinois overall 1.1%.
Whiteside County, IL has 10 watched banks; 10 Whiteside, IL banks sit in an elevated band. Whiteside, IL footprints: Sauk Valley Bank&Trust Co (5 branches, stress 83) in Whiteside, IL; Sterling Federal Bank Fsb (4 branches, stress 99) in Whiteside, IL; Community Stb Of Rock Falls (4 branches, stress 70) in Whiteside, IL.
HUD lists 3 assisted multifamily properties in Whiteside County, IL with 66 units; 65 Whiteside, IL units are assisted, 1 Whiteside, IL properties under project-based Section 8.
2,717 of the 25,837 housing units in Whiteside, IL sit vacant. Whiteside County, IL permitted 0 multifamily units in twelve months; Whiteside, IL's one-to-four unit structures added 26 units in Whiteside County, IL.