ZIP 61037 Property Distress & Foreclosure Data

ZIP code 61037 in Whiteside County, Illinois carries a composite property-distress score of 15/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (66/100), flood (NFIP) exposure (60/100). On the structural side it scores 34/100, with 2/100 of stress already active. What sets it apart are the readings on structural risk (34/100), institutional ownership (14/100), construction/permit lag (8/100). construction/permit lag (8/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 6.4% over the trailing year (phase confidence 36/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Educational attainment sits at 23% bachelor's-or-above. Median household income is $69,048, near the U.S. median near $78,000. Home values center near $103,600, an affordability ratio of 1.7× — accessible. Owners hold 100% of homes, renters 0%. DLRadar's demographic-stress index for the area reads 15/100. The vacancy rate is 0.0%. 100 residents call 61037 home, typically aged 69. 0.0% of residents fall below the poverty threshold. The ZIP holds roughly 117 housing units.

Overall, 61037 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.