ZIP 61243 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 61243 (Whiteside County, Illinois) returns a low composite of 19/100. Climate and flood risk are elevated too — climate & FEMA risk (66/100). The most distinctive pressure shows up in construction/permit lag (49/100), structural risk (44/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low. The split runs 44/100 structural to 2/100 active on the ground.

Prices here sit in a expansion phase: values rose 5.7% over the trailing year, at 33/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $172,700 (1.9× income, relatively affordable). The vacancy rate is 2.6%. The ZIP holds roughly 71 housing units. The poverty rate is 2.4% — low. About 167 people live here, median age 50. Around 0% of renters are cost-burdened. At $117,000, median income runs above typical U.S. levels. On demographic stress specifically, 61243 scores 15/100. The tenure split is 85% owner-occupied to 15% rented. About 27% have a four-year degree.

Overall 61243 looks resilient on the surface, so the edge is isolating individual stressed parcels. Parcel-level detail for 61243 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 61243's 19/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 61243, the field stays empty rather than modeled, and fills in as new documents post.

61243's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 61243 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.