First Federal Savings Bank (FDIC #29690): Bank Stress & Real-Estate Credit Exposure
First Federal Savings Bank (FDIC Cert #29690): bank stress 66/100, elevated, STABLE over 7 days; parent NORTHEAST INDIANA BCORP INC.
First Federal Savings Bank (#29690) lends in 3 counties across 1 state; First Federal Savings Bank (#29690) reaches 61 ZIP codes: Indiana 3 counties, 61 ZIPs.
First Federal Savings Bank (#29690) largest markets: Allen County, IN (99 branches, 33 ZIPs) (#29690), Kosciusko County, IN (42 branches, 21 ZIPs) (#29690), Huntington County, IN (36 branches, 9 ZIPs) (#29690).
First Federal Savings Bank (#29690) reports $553.6 million in total assets; First Federal Savings Bank (#29690) equity $54.6 million (9.9% of First Federal Savings Bank (#29690) assets); First Federal Savings Bank (#29690) domestic deposits $459.9 million; First Federal Savings Bank (#29690) net income $3.5 million; First Federal Savings Bank (#29690) return on assets 1.27%; First Federal Savings Bank (#29690) return on equity 13.21%; First Federal Savings Bank (#29690) net interest income $9.8 million; First Federal Savings Bank (#29690) call report June 30, 2026.
First Federal Savings Bank (#29690) noncurrent real-estate loans 0.01% of its book; First Federal Savings Bank (#29690) net charge-offs on real estate 1.34%; First Federal Savings Bank (#29690) residential charge-offs 1.71%.
First Federal Savings Bank (#29690) net interest margin 3.77% against an eight-quarter First Federal Savings Bank (#29690) average of 3.48% (First Federal Savings Bank (#29690) compression -0.28 points); First Federal Savings Bank (#29690) real-estate loans 0.6% of equity; First Federal Savings Bank (#29690) non-residential real estate 170.5% of equity; First Federal Savings Bank (#29690) rate-exposure score 40/100, First Federal Savings Bank (#29690) fixed-rate trap 40/100; First Federal Savings Bank (#29690) risk type credit driven; First Federal Savings Bank (#29690) rate regime rates elevated, First Federal Savings Bank (#29690) snapshot October 20, 2026.
First Federal Savings Bank (#29690) stress score moved from 67 on June 22, 2026 to 65.5 on October 20, 2026; First Federal Savings Bank (#29690) ranged 65.5 to 67 over 117 snapshots.
First Federal Savings Bank (#29690) alerts: 3 counties; top First Federal Savings Bank (#29690) alert scores: Fort Wayne County, IN 23 (low); Roanoke County, IN 23 (low); Warsaw County, IN 23 (low).