Bippus State Bank (FDIC #1847): Bank Stress & Real-Estate Credit Exposure
Bippus State Bank (FDIC Cert #1847): bank stress 40/100, contained, STABLE over 7 days; parent BIPPUS STATE CORP.
Bippus State Bank (#1847) lends in 3 counties across 1 state; Bippus State Bank (#1847) reaches 54 ZIP codes: Indiana 3 counties, 54 ZIPs.
Bippus State Bank (#1847) largest markets: Allen County, IN (33 branches, 33 ZIPs) (#1847), Wabash County, IN (15 branches, 15 ZIPs) (#1847), Huntington County, IN (36 branches, 9 ZIPs) (#1847).
Bippus State Bank (#1847) reports $458.9 million in total assets; Bippus State Bank (#1847) equity $49.1 million (10.7% of Bippus State Bank (#1847) assets); Bippus State Bank (#1847) domestic deposits $391.9 million; Bippus State Bank (#1847) net income $5.3 million; Bippus State Bank (#1847) return on assets 2.42%; Bippus State Bank (#1847) return on equity 21.56%; Bippus State Bank (#1847) net interest income $9.1 million; Bippus State Bank (#1847) call report June 30, 2026.
Bippus State Bank (#1847) noncurrent real-estate loans: none reported; Bippus State Bank (#1847) net charge-offs on real estate 0.85%; Bippus State Bank (#1847) residential charge-offs 0.16%.
Bippus State Bank (#1847) net interest margin 4.55% against an eight-quarter Bippus State Bank (#1847) average of 4.62% (Bippus State Bank (#1847) compression 0.07 points); Bippus State Bank (#1847) non-residential real estate 16.2% of equity; Bippus State Bank (#1847) rate-exposure score 40/100, Bippus State Bank (#1847) fixed-rate trap 40/100; Bippus State Bank (#1847) risk type rate trapped; Bippus State Bank (#1847) rate regime rates elevated, Bippus State Bank (#1847) snapshot October 19, 2026.
Bippus State Bank (#1847) stress score moved from 40.1 on June 22, 2026 to 39.7 on October 20, 2026; Bippus State Bank (#1847) ranged 39.7 to 40.1 over 117 snapshots.
Bippus State Bank (#1847) alerts: 3 counties; top Bippus State Bank (#1847) alert scores: Warren County, IN 33 (low); Fort Wayne County, IN 17 (low); North Manchester County, IN 17 (low).