Community First Bank Of In (FDIC #57511): Bank Stress & Real-Estate Credit Exposure
Community First Bank Of In (FDIC Cert #57511): bank stress 66/100, elevated, STABLE over 7 days; parent COMMUNITY FIRST FINANCIAL CORP.
Community First Bank Of In (#57511) lends in 2 counties across 1 state; Community First Bank Of In (#57511) reaches 35 ZIP codes: Indiana 2 counties, 35 ZIPs.
Community First Bank Of In (#57511) largest markets: Hamilton County, IN (92 branches, 23 ZIPs) (#57511), Howard County, IN (36 branches, 12 ZIPs) (#57511).
Community First Bank Of In (#57511) reports $980.3 million in total assets; Community First Bank Of In (#57511) equity $103.0 million (10.5% of Community First Bank Of In (#57511) assets); Community First Bank Of In (#57511) domestic deposits $814.1 million; Community First Bank Of In (#57511) net income $5.5 million; Community First Bank Of In (#57511) return on assets 1.14%; Community First Bank Of In (#57511) return on equity 10.56%; Community First Bank Of In (#57511) net interest income $29.3 million; Community First Bank Of In (#57511) call report June 30, 2026.
Community First Bank Of In (#57511) noncurrent real-estate loans: none reported; Community First Bank Of In (#57511) net charge-offs on real estate 0.40%; Community First Bank Of In (#57511) residential charge-offs 0.20%.
Community First Bank Of In (#57511) net interest margin 6.71% against an eight-quarter Community First Bank Of In (#57511) average of 6.68% (Community First Bank Of In (#57511) compression -0.03 points); Community First Bank Of In (#57511) non-residential real estate 20.4% of equity; Community First Bank Of In (#57511) rate-exposure score 40/100, Community First Bank Of In (#57511) fixed-rate trap 40/100; Community First Bank Of In (#57511) risk type credit driven; Community First Bank Of In (#57511) rate regime rates elevated, Community First Bank Of In (#57511) snapshot October 20, 2026.
Community First Bank Of In (#57511) stress score moved from 64.7 on June 22, 2026 to 65.9 on October 20, 2026; Community First Bank Of In (#57511) ranged 64.7 to 65.9 over 117 snapshots.
Community First Bank Of In (#57511) alerts: 2 counties; top Community First Bank Of In (#57511) alert scores: Kokomo County, IN 23 (low); Westfield County, IN 23 (low).