Farmers Bank Frankfort In (FDIC #12828): Bank Stress & Real-Estate Credit Exposure

Farmers Bank Frankfort In (FDIC Cert #12828): bank stress 86/100, severe, STABLE over 7 days; parent FARMERS BCORP FRANKFORT IN THE.

Farmers Bank Frankfort In (#12828) lends in 4 counties across 1 state; Farmers Bank Frankfort In (#12828) reaches 48 ZIP codes: Indiana 4 counties, 48 ZIPs.

Farmers Bank Frankfort In (#12828) largest markets: Hamilton County, IN (92 branches, 23 ZIPs) (#12828), Boone County, IN (13 branches, 13 ZIPs) (#12828), Clinton County, IN (72 branches, 12 ZIPs) (#12828), Tipton County, IN (11 branches, 11 ZIPs) (#12828).

Farmers Bank Frankfort In (#12828) reports $1.14 billion in total assets; Farmers Bank Frankfort In (#12828) equity $96.2 million (8.5% of Farmers Bank Frankfort In (#12828) assets); Farmers Bank Frankfort In (#12828) domestic deposits $936.0 million; Farmers Bank Frankfort In (#12828) net income $2.9 million; Farmers Bank Frankfort In (#12828) return on assets 0.52%; Farmers Bank Frankfort In (#12828) return on equity 6.15%; Farmers Bank Frankfort In (#12828) net interest income $18.6 million; Farmers Bank Frankfort In (#12828) call report June 30, 2026.

Farmers Bank Frankfort In (#12828) noncurrent real-estate loans: none reported; Farmers Bank Frankfort In (#12828) net charge-offs on real estate 0.50%; Farmers Bank Frankfort In (#12828) residential charge-offs 0.46%.

Farmers Bank Frankfort In (#12828) net interest margin 3.53% against an eight-quarter Farmers Bank Frankfort In (#12828) average of 3.43% (Farmers Bank Frankfort In (#12828) compression -0.10 points); Farmers Bank Frankfort In (#12828) non-residential real estate 46.4% of equity; Farmers Bank Frankfort In (#12828) rate-exposure score 40/100, Farmers Bank Frankfort In (#12828) fixed-rate trap 40/100; Farmers Bank Frankfort In (#12828) risk type credit driven; Farmers Bank Frankfort In (#12828) rate regime rates elevated, Farmers Bank Frankfort In (#12828) snapshot October 19, 2026.

Farmers Bank Frankfort In (#12828) stress score moved from 74.7 on June 22, 2026 to 85.5 on October 19, 2026; Farmers Bank Frankfort In (#12828) ranged 74.7 to 85.5 over 116 snapshots.

Farmers Bank Frankfort In (#12828) alerts: 4 counties; top Farmers Bank Frankfort In (#12828) alert scores: Tipton County, IN 49 (moderate); Lebanon County, IN 27 (low); Rossville County, IN 27 (low); Westfield County, IN 27 (low).