Union Savings&Loan Assn (FDIC #29933): Bank Stress & Real-Estate Credit Exposure
Union Savings&Loan Assn (FDIC Cert #29933): bank stress 68/100, elevated, STABLE over 7 days.
Union Savings&Loan Assn (#29933) lends in 3 counties across 1 state; Union Savings&Loan Assn (#29933) reaches 33 ZIP codes: Indiana 3 counties, 33 ZIPs.
Union Savings&Loan Assn (#29933) largest markets: Hancock County, IN (16 branches, 16 ZIPs) (#29933), Rush County, IN (16 branches, 16 ZIPs) (#29933), Fayette County, IN (16 branches, 8 ZIPs) (#29933).
Union Savings&Loan Assn (#29933) reports $261.8 million in total assets; Union Savings&Loan Assn (#29933) equity $26.8 million (10.2% of Union Savings&Loan Assn (#29933) assets); Union Savings&Loan Assn (#29933) domestic deposits $233.7 million; Union Savings&Loan Assn (#29933) net income $1.4 million; Union Savings&Loan Assn (#29933) return on assets 1.10%; Union Savings&Loan Assn (#29933) return on equity 11.00%; Union Savings&Loan Assn (#29933) net interest income $5.3 million; Union Savings&Loan Assn (#29933) call report June 30, 2026.
Union Savings&Loan Assn (#29933) noncurrent real-estate loans 0.03% of its book; Union Savings&Loan Assn (#29933) net charge-offs on real estate 0.92%; Union Savings&Loan Assn (#29933) residential charge-offs 4.15%.
Union Savings&Loan Assn (#29933) net interest margin 4.28% against an eight-quarter Union Savings&Loan Assn (#29933) average of 3.93% (Union Savings&Loan Assn (#29933) compression -0.35 points); Union Savings&Loan Assn (#29933) real-estate loans 2.5% of equity; Union Savings&Loan Assn (#29933) non-residential real estate 415.0% of equity; Union Savings&Loan Assn (#29933) rate-exposure score 40/100, Union Savings&Loan Assn (#29933) fixed-rate trap 40/100; Union Savings&Loan Assn (#29933) risk type credit driven; Union Savings&Loan Assn (#29933) rate regime rates elevated, Union Savings&Loan Assn (#29933) snapshot October 19, 2026.
Union Savings&Loan Assn (#29933) stress score moved from 70.4 on June 22, 2026 to 67.6 on October 19, 2026; Union Savings&Loan Assn (#29933) ranged 67.6 to 70.4 over 116 snapshots.
Union Savings&Loan Assn (#29933) alerts: 3 counties; top Union Savings&Loan Assn (#29933) alert scores: Connersville County, IN 23 (low); Greenfield County, IN 23 (low); Rushville County, IN 23 (low).