Star Financial Bank (FDIC #27235): Bank Stress & Real-Estate Credit Exposure
Star Financial Bank (FDIC Cert #27235): bank stress 73/100, elevated, STABLE over 7 days; parent STAR FINANCIAL GROUP INC.
Star Financial Bank (#27235) lends in 13 counties across 1 state; Star Financial Bank (#27235) reaches 195 ZIP codes: Indiana 13 counties, 195 ZIPs.
Star Financial Bank (#27235) largest markets: Marion County, IN (123 branches, 41 ZIPs) (#27235), Allen County, IN (231 branches, 33 ZIPs) (#27235), Henry County, IN (23 branches, 23 ZIPs) (#27235), Hamilton County, IN (115 branches, 23 ZIPs) (#27235), Delaware County, IN (63 branches, 21 ZIPs) (#27235), Madison County, IN (90 branches, 18 ZIPs) (#27235).
Star Financial Bank (#27235) reports $3.23 billion in total assets; Star Financial Bank (#27235) equity $298.7 million (9.2% of Star Financial Bank (#27235) assets); Star Financial Bank (#27235) domestic deposits $2.85 billion; Star Financial Bank (#27235) net income $16.3 million; Star Financial Bank (#27235) return on assets 1.01%; Star Financial Bank (#27235) return on equity 11.15%; Star Financial Bank (#27235) net interest income $49.4 million; Star Financial Bank (#27235) call report June 30, 2026.
Star Financial Bank (#27235) noncurrent real-estate loans: none reported; Star Financial Bank (#27235) multifamily -0.01%; Star Financial Bank (#27235) net charge-offs on real estate 0.02%.
Star Financial Bank (#27235) net interest margin 3.29% against an eight-quarter Star Financial Bank (#27235) average of 3.22% (Star Financial Bank (#27235) compression -0.07 points); Star Financial Bank (#27235) real-estate loans 0.1% of equity; Star Financial Bank (#27235) rate-exposure score 40/100, Star Financial Bank (#27235) fixed-rate trap 40/100; Star Financial Bank (#27235) risk type credit driven; Star Financial Bank (#27235) rate regime rates elevated, Star Financial Bank (#27235) snapshot October 19, 2026.
Star Financial Bank (#27235) stress score moved from 71.6 on June 22, 2026 to 72.9 on October 19, 2026; Star Financial Bank (#27235) ranged 71.6 to 72.9 over 116 snapshots.
Star Financial Bank (#27235) alerts: 13 counties; top Star Financial Bank (#27235) alert scores: Tipton County, IN 46 (moderate); Marion County, IN 40 (moderate); Angola County, IN 24 (low); Columbia City County, IN 24 (low); Fort Wayne County, IN 24 (low).