Whitley County, IN: Foreclosures, Tax Liens & Distressed Properties

Whitley County, IN, Indiana: 10 ZIP codes scored, Whitley County, IN averaging 16/100 (low, Whitley, IN), from 9 to 28. Whitley County, IN is in its neutral phase (Whitley, IN confidence 22/100): Whitley, IN home prices up 4.2% (Whitley, IN) over twelve months. Whitley County, IN lender headwind: 66/100.

Highest-scoring Whitley County, IN ZIPs: 46818 (28/100), 46814 (26/100), 46562 (20/100), 46723 (18/100), 46783 (16/100), 46962 (15/100). Also scored in Whitley County, IN: 46750, 46764, 46725, 46787.

Across Whitley County, IN's scored ZIPs: median home value $232,780, household income $84,157, 7.5% vacancy, 10.1% poverty, 85% owner-occupied, median age 39.4.

Whitley County, IN insurance distress 5/100 (#2,444 in the US); FEMA hazard 0/100 for Whitley, IN; 2 federal disaster declarations in Whitley County, IN since 2023; 1 Whitley, IN NFIP flood claims; Whitley, IN construction distress 32/100.

7 banks with 10 branches lend in Whitley County, IN; Whitley, IN weighted bank stress 64/100, highest 73/100 in Whitley, IN.

Whitley County, IN unemployment 2.9% (Whitley, IN -0.2 pts, six months); 89 new housing units permitted in Whitley County, IN over twelve months, Whitley, IN up 19% from 75; Whitley, IN home prices +10.8% a year (Whitley, IN) over three years.

15,030 housing units in Whitley County, IN; 2,757 Whitley, IN renter households; 35% of Whitley, IN renters spend 30%+ of income on rent, 11% (Whitley, IN) half or more.

Whitley County, IN ranks #2,586 nationally on the opportunity index (Whitley, IN, among all ranked counties); Whitley, IN scores 25.5/100 and Whitley, IN sits #77 inside Indiana. Whitley, IN is in the weak opportunity phase; Whitley, IN's primary driver is bank institutional, Whitley, IN second driver vacancy; Whitley, IN moved up 326 places. 16 short-sale listings across Whitley, IN; 75 days on market observed in Whitley, IN; 7.4% vacancy over 10 Whitley, IN ZIPs.

No CFPB county sample covers Whitley County, IN. The metro area reading for Whitley, IN (Fort Wayne, IN): 0.9% ninety-plus days late; Whitley, IN's thirty-to-eighty-nine share is 2.1% (Whitley, IN, December 2025 data); Indiana overall 1.0%.

Whitley County, IN has 6 watched banks; 6 Whitley, IN banks sit in an elevated band. Whitley, IN footprints: Star Financial Bank (3 branches, stress 73) in Whitley, IN; Crossroads Bank (2 branches, stress 73) in Whitley, IN; Farmers&Merchants Bank (1 branch, stress 67) in Whitley, IN.

HUD lists 3 assisted multifamily properties in Whitley County, IN with 82 units; 42 Whitley, IN units are assisted.

1,001 of the 15,030 housing units in Whitley, IN sit vacant. Whitley County, IN permitted 0 multifamily units in twelve months; Whitley, IN's one-to-four unit structures added 89 units in Whitley County, IN.