Security FSB (FDIC #28894): Bank Stress & Real-Estate Credit Exposure
Security FSB (FDIC Cert #28894): bank stress 75/100, severe, STABLE over 7 days; parent SECURITY FEDERAL MUTUAL BCORP.
Security FSB (#28894) lends in 5 counties across 1 state; Security FSB (#28894) reaches 75 ZIP codes: Indiana 5 counties, 75 ZIPs.
Security FSB (#28894) largest markets: Hamilton County, IN (23 branches, 23 ZIPs) (#28894), Tippecanoe County, IN (38 branches, 19 ZIPs) (#28894), Carroll County, IN (17 branches, 17 ZIPs) (#28894), Cass County, IN (24 branches, 12 ZIPs) (#28894), Howard County, IN (24 branches, 12 ZIPs) (#28894).
Security FSB (#28894) reports $464.4 million in total assets; Security FSB (#28894) equity $47.4 million (10.2% of Security FSB (#28894) assets); Security FSB (#28894) domestic deposits $400.4 million; Security FSB (#28894) net income $1.7 million; Security FSB (#28894) return on assets 0.73%; Security FSB (#28894) return on equity 7.79%; Security FSB (#28894) net interest income $7.9 million; Security FSB (#28894) call report June 30, 2026.
Security FSB (#28894) noncurrent real-estate loans: none reported; Security FSB (#28894) net charge-offs on real estate 0.33%; Security FSB (#28894) residential charge-offs 0.04%.
Security FSB (#28894) net interest margin 3.72% against an eight-quarter Security FSB (#28894) average of 3.47% (Security FSB (#28894) compression -0.25 points); Security FSB (#28894) non-residential real estate 3.6% of equity; Security FSB (#28894) rate-exposure score 40/100, Security FSB (#28894) fixed-rate trap 40/100; Security FSB (#28894) risk type credit driven; Security FSB (#28894) rate regime rates elevated, Security FSB (#28894) snapshot October 19, 2026.
Security FSB (#28894) stress score moved from 76.2 on June 22, 2026 to 75.2 on October 19, 2026; Security FSB (#28894) ranged 75.2 to 76.2 over 116 snapshots.
Security FSB (#28894) alerts: 5 counties; top Security FSB (#28894) alert scores: Delphi County, IN 24 (low); Kokomo County, IN 24 (low); Logansport County, IN 24 (low); West Lafayette County, IN 24 (low); Zionsville County, IN 24 (low).