First Savings Bank: Bank Stress & Real-Estate Credit Exposure
FDIC Certificate #29961 · Jeffersonville, IN. This institution (First Savings Bank) no longer appears in the current FDIC branch and deposit filings (#29961) that DLRadar scores; FDIC records the last First Savings Bank day as a separately insured institution (#29961) as February 1, 2026. FDIC event for First Savings Bank: Participated in Absorbtion/Consolidation/Merger (2026-02-01). DLRadar last scored First Savings Bank (#29961) on September 20, 2026. The First Savings Bank facts below are its last recorded footprint (#29961), kept as a permanent First Savings Bank public record; the First Savings Bank figures are not refreshed.
First Savings Bank (#29961) carried no scored branch footprint (First Savings Bank) in the FDIC filings DLRadar reads; the First Savings Bank record exists because FDIC certificate 29961 was a separately insured First Savings Bank institution in Jeffersonville, IN, last seen by DLRadar (#29961) on September 20, 2026.
What the First Savings Bank (#29961) record holds: FDIC certificate 29961 for First Savings Bank, closed as a separate First Savings Bank charter on February 1, 2026; successor First Merchants Bank (FDIC #4365) carries the First Savings Bank footprint forward; FDIC event for First Savings Bank: Participated in Absorbtion/Consolidation/Merger (2026-02-01); First Savings Bank (#29961) first entered DLRadar on September 20, 2026.
How First Savings Bank (#29961) was scored while active: the First Savings Bank stress score read FDIC call-report financials (#29961) and the Summary of Deposits branch file for First Savings Bank, mapped First Savings Bank branches to counties and ZIP codes (#29961), and weighted the First Savings Bank real-estate loan concentration against its peers; the First Savings Bank (#29961) figures on this page are the last such First Savings Bank run and are not refreshed.
First Savings Bank (#29961) net interest margin 3.14% against an eight-quarter First Savings Bank (#29961) average of 2.95% (First Savings Bank (#29961) compression -0.19 points); First Savings Bank (#29961) commercial real estate 1425.8% of equity; First Savings Bank (#29961) non-residential real estate 58.7% of equity; First Savings Bank (#29961) rate-exposure score 90/100, First Savings Bank (#29961) fixed-rate trap 90/100; First Savings Bank (#29961) risk type cre heavy; First Savings Bank (#29961) rate regime rates elevated, First Savings Bank (#29961) snapshot May 27, 2026.
First Savings Bank (#29961) is chartered in Jeffersonville, IN; FDIC lists First Savings Bank (#29961) as inactive, succeeded by First Merchants Bank.
Why this First Savings Bank page exists: bank identities are historical data (#29961). When an institution such as First Savings Bank merges or its charter ends, DLRadar keeps the First Savings Bank profile so citations, links and the First Savings Bank score history stay resolvable (#29961), and points First Savings Bank to the successor where the FDIC records one. Every First Savings Bank figure traces to public FDIC data (#29961).