New Washington State Bank (FDIC #13305): Bank Stress & Real-Estate Credit Exposure
New Washington State Bank (FDIC Cert #13305): bank stress 76/100, severe, STABLE over 7 days; parent NEW INDEPENDENT BANCSHARES INC.
New Washington State Bank (#13305) lends in 4 counties across 1 state; New Washington State Bank (#13305) reaches 32 ZIP codes: Indiana 4 counties, 32 ZIPs.
New Washington State Bank (#13305) largest markets: Clark County, IN (128 branches, 16 ZIPs) (#13305), Floyd County, IN (20 branches, 10 ZIPs) (#13305), Jackson County, IN (8 branches, 8 ZIPs) (#13305), Scott County, IN (6 branches, 6 ZIPs) (#13305).
New Washington State Bank (#13305) reports $798.1 million in total assets; New Washington State Bank (#13305) equity $70.0 million (8.8% of New Washington State Bank (#13305) assets); New Washington State Bank (#13305) domestic deposits $721.6 million; New Washington State Bank (#13305) net income $3.6 million; New Washington State Bank (#13305) return on assets 0.93%; New Washington State Bank (#13305) return on equity 10.16%; New Washington State Bank (#13305) net interest income $13.8 million; New Washington State Bank (#13305) call report June 30, 2026.
New Washington State Bank (#13305) noncurrent real-estate loans: none reported; New Washington State Bank (#13305) net charge-offs on real estate 0.80%; New Washington State Bank (#13305) residential charge-offs 0.61%.
New Washington State Bank (#13305) net interest margin 3.89% against an eight-quarter New Washington State Bank (#13305) average of 3.75% (New Washington State Bank (#13305) compression -0.13 points); New Washington State Bank (#13305) non-residential real estate 61.0% of equity; New Washington State Bank (#13305) rate-exposure score 40/100, New Washington State Bank (#13305) fixed-rate trap 40/100; New Washington State Bank (#13305) risk type credit driven; New Washington State Bank (#13305) rate regime rates elevated, New Washington State Bank (#13305) snapshot October 19, 2026.
New Washington State Bank (#13305) stress score moved from 73.3 on June 22, 2026 to 76.2 on October 19, 2026; New Washington State Bank (#13305) ranged 73.3 to 76.2 over 116 snapshots.
New Washington State Bank (#13305) alerts: 4 counties; top New Washington State Bank (#13305) alert scores: Medora County, IN 25 (low); New Albany County, IN 25 (low); Scottsburg County, IN 25 (low); Sellersburg County, IN 25 (low).